LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,344
−HK$6,293/mo
▼ 0.25% · 3.875%
HK$103,466
−HK$3,171/mo
Today · 4.125%
HK$106,637
baseline
▲ 0.50% · 4.625%
HK$113,125
+HK$6,488/mo
Deposit HK$22.00M · loan HK$22.00M · min. income ≈ HK$213,274/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$1,870,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,632
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$114,626
−HK$3,037/mo
Today · 4.125%
HK$117,663
baseline
▲ 0.50% · 4.625%
HK$123,865
+HK$6,202/mo
Deposit HK$22.00M · loan HK$22.00M · min. income ≈ HK$235,326/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$1,870,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,413
−HK$7,551/mo
▼ 0.25% · 3.875%
HK$124,159
−HK$3,805/mo
Today · 4.125%
HK$127,964
baseline
▲ 0.50% · 4.625%
HK$135,750
+HK$7,786/mo
Deposit HK$17.60M · loan HK$26.40M · min. income ≈ HK$255,928/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,870,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,958
−HK$7,238/mo
▼ 0.25% · 3.875%
HK$137,551
−HK$3,645/mo
Today · 4.125%
HK$141,196
baseline
▲ 0.50% · 4.625%
HK$148,638
+HK$7,442/mo
Deposit HK$17.60M · loan HK$26.40M · min. income ≈ HK$282,392/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,870,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,482
−HK$8,809/mo
▼ 0.25% · 3.875%
HK$144,852
−HK$4,439/mo
Today · 4.125%
HK$149,291
baseline
▲ 0.50% · 4.625%
HK$158,376
+HK$9,085/mo
Deposit HK$13.20M · loan HK$30.80M · min. income ≈ HK$298,582/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,870,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,285
−HK$8,443/mo
▼ 0.25% · 3.875%
HK$160,476
−HK$4,252/mo
Today · 4.125%
HK$164,728
baseline
▲ 0.50% · 4.625%
HK$173,412
+HK$8,684/mo
Deposit HK$13.20M · loan HK$30.80M · min. income ≈ HK$329,456/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,870,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,620
−HK$11,326/mo
▼ 0.25% · 3.875%
HK$186,238
−HK$5,708/mo
Today · 4.125%
HK$191,946
baseline
▲ 0.50% · 4.625%
HK$203,626
+HK$11,680/mo
Deposit HK$4.40M · loan HK$39.61M · min. income ≈ HK$383,892/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,870,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,938
−HK$10,856/mo
▼ 0.25% · 3.875%
HK$206,327
−HK$5,467/mo
Today · 4.125%
HK$211,794
baseline
▲ 0.50% · 4.625%
HK$222,958
+HK$11,164/mo
Deposit HK$4.40M · loan HK$39.61M · min. income ≈ HK$423,588/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,870,243 · Scale 2, in force from 26 Feb 2026)