LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,348
−HK$6,292/mo
▼ 0.25% · 3.875%
HK$103,469
−HK$3,171/mo
Today · 4.125%
HK$106,640
baseline
▲ 0.50% · 4.625%
HK$113,129
+HK$6,489/mo
Deposit HK$22.00M · loan HK$22.00M · min. income ≈ HK$213,280/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$1,870,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,636
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$114,630
−HK$3,037/mo
Today · 4.125%
HK$117,667
baseline
▲ 0.50% · 4.625%
HK$123,870
+HK$6,203/mo
Deposit HK$22.00M · loan HK$22.00M · min. income ≈ HK$235,334/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$1,870,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,417
−HK$7,552/mo
▼ 0.25% · 3.875%
HK$124,163
−HK$3,806/mo
Today · 4.125%
HK$127,969
baseline
▲ 0.50% · 4.625%
HK$135,755
+HK$7,786/mo
Deposit HK$17.60M · loan HK$26.40M · min. income ≈ HK$255,938/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,870,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,963
−HK$7,238/mo
▼ 0.25% · 3.875%
HK$137,556
−HK$3,645/mo
Today · 4.125%
HK$141,201
baseline
▲ 0.50% · 4.625%
HK$148,644
+HK$7,443/mo
Deposit HK$17.60M · loan HK$26.40M · min. income ≈ HK$282,402/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,870,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,487
−HK$8,810/mo
▼ 0.25% · 3.875%
HK$144,857
−HK$4,440/mo
Today · 4.125%
HK$149,297
baseline
▲ 0.50% · 4.625%
HK$158,381
+HK$9,084/mo
Deposit HK$13.20M · loan HK$30.81M · min. income ≈ HK$298,594/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,870,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,290
−HK$8,444/mo
▼ 0.25% · 3.875%
HK$160,482
−HK$4,252/mo
Today · 4.125%
HK$164,734
baseline
▲ 0.50% · 4.625%
HK$173,417
+HK$8,683/mo
Deposit HK$13.20M · loan HK$30.81M · min. income ≈ HK$329,468/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,870,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,626
−HK$11,327/mo
▼ 0.25% · 3.875%
HK$186,244
−HK$5,709/mo
Today · 4.125%
HK$191,953
baseline
▲ 0.50% · 4.625%
HK$203,633
+HK$11,680/mo
Deposit HK$4.40M · loan HK$39.61M · min. income ≈ HK$383,906/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,870,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,945
−HK$10,856/mo
▼ 0.25% · 3.875%
HK$206,334
−HK$5,467/mo
Today · 4.125%
HK$211,801
baseline
▲ 0.50% · 4.625%
HK$222,965
+HK$11,164/mo
Deposit HK$4.40M · loan HK$39.61M · min. income ≈ HK$423,602/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,870,308 · Scale 2, in force from 26 Feb 2026)