LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,353
−HK$6,293/mo
▼ 0.25% · 3.875%
HK$103,474
−HK$3,172/mo
Today · 4.125%
HK$106,646
baseline
▲ 0.50% · 4.625%
HK$113,135
+HK$6,489/mo
Deposit HK$22.00M · loan HK$22.00M · min. income ≈ HK$213,292/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$1,870,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,642
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$114,636
−HK$3,037/mo
Today · 4.125%
HK$117,673
baseline
▲ 0.50% · 4.625%
HK$123,876
+HK$6,203/mo
Deposit HK$22.00M · loan HK$22.00M · min. income ≈ HK$235,346/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$1,870,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,423
−HK$7,552/mo
▼ 0.25% · 3.875%
HK$124,169
−HK$3,806/mo
Today · 4.125%
HK$127,975
baseline
▲ 0.50% · 4.625%
HK$135,762
+HK$7,787/mo
Deposit HK$17.60M · loan HK$26.41M · min. income ≈ HK$255,950/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,870,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,970
−HK$7,238/mo
▼ 0.25% · 3.875%
HK$137,563
−HK$3,645/mo
Today · 4.125%
HK$141,208
baseline
▲ 0.50% · 4.625%
HK$148,651
+HK$7,443/mo
Deposit HK$17.60M · loan HK$26.41M · min. income ≈ HK$282,416/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,870,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,494
−HK$8,810/mo
▼ 0.25% · 3.875%
HK$144,864
−HK$4,440/mo
Today · 4.125%
HK$149,304
baseline
▲ 0.50% · 4.625%
HK$158,389
+HK$9,085/mo
Deposit HK$13.20M · loan HK$30.81M · min. income ≈ HK$298,608/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,870,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,298
−HK$8,444/mo
▼ 0.25% · 3.875%
HK$160,490
−HK$4,252/mo
Today · 4.125%
HK$164,742
baseline
▲ 0.50% · 4.625%
HK$173,426
+HK$8,684/mo
Deposit HK$13.20M · loan HK$30.81M · min. income ≈ HK$329,484/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,870,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,635
−HK$11,328/mo
▼ 0.25% · 3.875%
HK$186,254
−HK$5,709/mo
Today · 4.125%
HK$191,963
baseline
▲ 0.50% · 4.625%
HK$203,643
+HK$11,680/mo
Deposit HK$4.40M · loan HK$39.61M · min. income ≈ HK$383,926/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,870,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,955
−HK$10,857/mo
▼ 0.25% · 3.875%
HK$206,344
−HK$5,468/mo
Today · 4.125%
HK$211,812
baseline
▲ 0.50% · 4.625%
HK$222,977
+HK$11,165/mo
Deposit HK$4.40M · loan HK$39.61M · min. income ≈ HK$423,624/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,870,403 · Scale 2, in force from 26 Feb 2026)