LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,354
−HK$6,293/mo
▼ 0.25% · 3.875%
HK$103,476
−HK$3,171/mo
Today · 4.125%
HK$106,647
baseline
▲ 0.50% · 4.625%
HK$113,136
+HK$6,489/mo
Deposit HK$22.00M · loan HK$22.00M · min. income ≈ HK$213,294/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$1,870,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,643
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$114,637
−HK$3,037/mo
Today · 4.125%
HK$117,674
baseline
▲ 0.50% · 4.625%
HK$123,877
+HK$6,203/mo
Deposit HK$22.00M · loan HK$22.00M · min. income ≈ HK$235,348/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$1,870,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,425
−HK$7,551/mo
▼ 0.25% · 3.875%
HK$124,171
−HK$3,805/mo
Today · 4.125%
HK$127,976
baseline
▲ 0.50% · 4.625%
HK$135,764
+HK$7,788/mo
Deposit HK$17.60M · loan HK$26.41M · min. income ≈ HK$255,952/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,870,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,971
−HK$7,238/mo
▼ 0.25% · 3.875%
HK$137,564
−HK$3,645/mo
Today · 4.125%
HK$141,209
baseline
▲ 0.50% · 4.625%
HK$148,653
+HK$7,444/mo
Deposit HK$17.60M · loan HK$26.41M · min. income ≈ HK$282,418/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,870,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,496
−HK$8,810/mo
▼ 0.25% · 3.875%
HK$144,866
−HK$4,440/mo
Today · 4.125%
HK$149,306
baseline
▲ 0.50% · 4.625%
HK$158,391
+HK$9,085/mo
Deposit HK$13.20M · loan HK$30.81M · min. income ≈ HK$298,612/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,870,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,300
−HK$8,444/mo
▼ 0.25% · 3.875%
HK$160,492
−HK$4,252/mo
Today · 4.125%
HK$164,744
baseline
▲ 0.50% · 4.625%
HK$173,428
+HK$8,684/mo
Deposit HK$13.20M · loan HK$30.81M · min. income ≈ HK$329,488/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,870,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,637
−HK$11,328/mo
▼ 0.25% · 3.875%
HK$186,256
−HK$5,709/mo
Today · 4.125%
HK$191,965
baseline
▲ 0.50% · 4.625%
HK$203,645
+HK$11,680/mo
Deposit HK$4.40M · loan HK$39.61M · min. income ≈ HK$383,930/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,870,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,957
−HK$10,857/mo
▼ 0.25% · 3.875%
HK$206,347
−HK$5,467/mo
Today · 4.125%
HK$211,814
baseline
▲ 0.50% · 4.625%
HK$222,979
+HK$11,165/mo
Deposit HK$4.40M · loan HK$39.61M · min. income ≈ HK$423,628/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,870,423 · Scale 2, in force from 26 Feb 2026)