LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,364
−HK$6,294/mo
▼ 0.25% · 3.875%
HK$103,486
−HK$3,172/mo
Today · 4.125%
HK$106,658
baseline
▲ 0.50% · 4.625%
HK$113,148
+HK$6,490/mo
Deposit HK$22.01M · loan HK$22.01M · min. income ≈ HK$213,316/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$1,870,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,654
−HK$6,032/mo
▼ 0.25% · 3.875%
HK$114,648
−HK$3,038/mo
Today · 4.125%
HK$117,686
baseline
▲ 0.50% · 4.625%
HK$123,890
+HK$6,204/mo
Deposit HK$22.01M · loan HK$22.01M · min. income ≈ HK$235,372/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$1,870,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,437
−HK$7,552/mo
▼ 0.25% · 3.875%
HK$124,183
−HK$3,806/mo
Today · 4.125%
HK$127,989
baseline
▲ 0.50% · 4.625%
HK$135,777
+HK$7,788/mo
Deposit HK$17.61M · loan HK$26.41M · min. income ≈ HK$255,978/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,870,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,985
−HK$7,238/mo
▼ 0.25% · 3.875%
HK$137,578
−HK$3,645/mo
Today · 4.125%
HK$141,223
baseline
▲ 0.50% · 4.625%
HK$148,668
+HK$7,445/mo
Deposit HK$17.61M · loan HK$26.41M · min. income ≈ HK$282,446/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,870,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,510
−HK$8,811/mo
▼ 0.25% · 3.875%
HK$144,880
−HK$4,441/mo
Today · 4.125%
HK$149,321
baseline
▲ 0.50% · 4.625%
HK$158,407
+HK$9,086/mo
Deposit HK$13.20M · loan HK$30.81M · min. income ≈ HK$298,642/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,870,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,315
−HK$8,446/mo
▼ 0.25% · 3.875%
HK$160,508
−HK$4,253/mo
Today · 4.125%
HK$164,761
baseline
▲ 0.50% · 4.625%
HK$173,446
+HK$8,685/mo
Deposit HK$13.20M · loan HK$30.81M · min. income ≈ HK$329,522/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,870,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,655
−HK$11,329/mo
▼ 0.25% · 3.875%
HK$186,275
−HK$5,709/mo
Today · 4.125%
HK$191,984
baseline
▲ 0.50% · 4.625%
HK$203,666
+HK$11,682/mo
Deposit HK$4.40M · loan HK$39.61M · min. income ≈ HK$383,968/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,870,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,977
−HK$10,858/mo
▼ 0.25% · 3.875%
HK$206,367
−HK$5,468/mo
Today · 4.125%
HK$211,835
baseline
▲ 0.50% · 4.625%
HK$223,001
+HK$11,166/mo
Deposit HK$4.40M · loan HK$39.61M · min. income ≈ HK$423,670/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,870,610 · Scale 2, in force from 26 Feb 2026)