LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,036
−HK$630/mo
▼ 0.25% · 3.875%
HK$10,349
−HK$317/mo
Today · 4.125%
HK$10,666
baseline
▲ 0.50% · 4.625%
HK$11,315
+HK$649/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$21,332/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,165
−HK$604/mo
▼ 0.25% · 3.875%
HK$11,465
−HK$304/mo
Today · 4.125%
HK$11,769
baseline
▲ 0.50% · 4.625%
HK$12,389
+HK$620/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$23,538/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,044
−HK$755/mo
▼ 0.25% · 3.875%
HK$12,418
−HK$381/mo
Today · 4.125%
HK$12,799
baseline
▲ 0.50% · 4.625%
HK$13,578
+HK$779/mo
Deposit HK$1.76M · loan HK$2.64M · min. income ≈ HK$25,598/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,399
−HK$723/mo
▼ 0.25% · 3.875%
HK$13,758
−HK$364/mo
Today · 4.125%
HK$14,122
baseline
▲ 0.50% · 4.625%
HK$14,867
+HK$745/mo
Deposit HK$1.76M · loan HK$2.64M · min. income ≈ HK$28,244/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,051
−HK$881/mo
▼ 0.25% · 3.875%
HK$14,488
−HK$444/mo
Today · 4.125%
HK$14,932
baseline
▲ 0.50% · 4.625%
HK$15,841
+HK$909/mo
Deposit HK$1.32M · loan HK$3.08M · min. income ≈ HK$29,864/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,632
−HK$844/mo
▼ 0.25% · 3.875%
HK$16,051
−HK$425/mo
Today · 4.125%
HK$16,476
baseline
▲ 0.50% · 4.625%
HK$17,345
+HK$869/mo
Deposit HK$1.32M · loan HK$3.08M · min. income ≈ HK$32,952/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,066
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,628
−HK$570/mo
Today · 4.125%
HK$19,198
baseline
▲ 0.50% · 4.625%
HK$20,367
+HK$1,169/mo
Deposit HK$440K · loan HK$3.96M · min. income ≈ HK$38,396/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$66,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,098
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,637
−HK$547/mo
Today · 4.125%
HK$21,184
baseline
▲ 0.50% · 4.625%
HK$22,300
+HK$1,116/mo
Deposit HK$440K · loan HK$3.96M · min. income ≈ HK$42,368/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$66,022 · Scale 2, in force from 26 Feb 2026)