LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,365
−HK$6,294/mo
▼ 0.25% · 3.875%
HK$103,487
−HK$3,172/mo
Today · 4.125%
HK$106,659
baseline
▲ 0.50% · 4.625%
HK$113,149
+HK$6,490/mo
Deposit HK$22.01M · loan HK$22.01M · min. income ≈ HK$213,318/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$1,870,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,655
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$114,650
−HK$3,038/mo
Today · 4.125%
HK$117,688
baseline
▲ 0.50% · 4.625%
HK$123,891
+HK$6,203/mo
Deposit HK$22.01M · loan HK$22.01M · min. income ≈ HK$235,376/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$1,870,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,438
−HK$7,553/mo
▼ 0.25% · 3.875%
HK$124,185
−HK$3,806/mo
Today · 4.125%
HK$127,991
baseline
▲ 0.50% · 4.625%
HK$135,779
+HK$7,788/mo
Deposit HK$17.61M · loan HK$26.41M · min. income ≈ HK$255,982/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,870,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,987
−HK$7,238/mo
▼ 0.25% · 3.875%
HK$137,580
−HK$3,645/mo
Today · 4.125%
HK$141,225
baseline
▲ 0.50% · 4.625%
HK$148,670
+HK$7,445/mo
Deposit HK$17.61M · loan HK$26.41M · min. income ≈ HK$282,450/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,870,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,511
−HK$8,812/mo
▼ 0.25% · 3.875%
HK$144,882
−HK$4,441/mo
Today · 4.125%
HK$149,323
baseline
▲ 0.50% · 4.625%
HK$158,409
+HK$9,086/mo
Deposit HK$13.20M · loan HK$30.81M · min. income ≈ HK$298,646/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,870,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,318
−HK$8,445/mo
▼ 0.25% · 3.875%
HK$160,510
−HK$4,253/mo
Today · 4.125%
HK$164,763
baseline
▲ 0.50% · 4.625%
HK$173,448
+HK$8,685/mo
Deposit HK$13.20M · loan HK$30.81M · min. income ≈ HK$329,526/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,870,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,658
−HK$11,328/mo
▼ 0.25% · 3.875%
HK$186,277
−HK$5,709/mo
Today · 4.125%
HK$191,986
baseline
▲ 0.50% · 4.625%
HK$203,668
+HK$11,682/mo
Deposit HK$4.40M · loan HK$39.61M · min. income ≈ HK$383,972/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,870,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,980
−HK$10,858/mo
▼ 0.25% · 3.875%
HK$206,370
−HK$5,468/mo
Today · 4.125%
HK$211,838
baseline
▲ 0.50% · 4.625%
HK$223,004
+HK$11,166/mo
Deposit HK$4.40M · loan HK$39.61M · min. income ≈ HK$423,676/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,870,635 · Scale 2, in force from 26 Feb 2026)