LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,374
−HK$6,295/mo
▼ 0.25% · 3.875%
HK$103,496
−HK$3,173/mo
Today · 4.125%
HK$106,669
baseline
▲ 0.50% · 4.625%
HK$113,159
+HK$6,490/mo
Deposit HK$22.01M · loan HK$22.01M · min. income ≈ HK$213,338/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$1,870,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,665
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$114,660
−HK$3,038/mo
Today · 4.125%
HK$117,698
baseline
▲ 0.50% · 4.625%
HK$123,902
+HK$6,204/mo
Deposit HK$22.01M · loan HK$22.01M · min. income ≈ HK$235,396/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$1,870,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,449
−HK$7,553/mo
▼ 0.25% · 3.875%
HK$124,196
−HK$3,806/mo
Today · 4.125%
HK$128,002
baseline
▲ 0.50% · 4.625%
HK$135,791
+HK$7,789/mo
Deposit HK$17.61M · loan HK$26.41M · min. income ≈ HK$256,004/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,870,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,998
−HK$7,240/mo
▼ 0.25% · 3.875%
HK$137,592
−HK$3,646/mo
Today · 4.125%
HK$141,238
baseline
▲ 0.50% · 4.625%
HK$148,683
+HK$7,445/mo
Deposit HK$17.61M · loan HK$26.41M · min. income ≈ HK$282,476/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,870,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,524
−HK$8,812/mo
▼ 0.25% · 3.875%
HK$144,895
−HK$4,441/mo
Today · 4.125%
HK$149,336
baseline
▲ 0.50% · 4.625%
HK$158,423
+HK$9,087/mo
Deposit HK$13.21M · loan HK$30.81M · min. income ≈ HK$298,672/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,870,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,331
−HK$8,446/mo
▼ 0.25% · 3.875%
HK$160,524
−HK$4,253/mo
Today · 4.125%
HK$164,777
baseline
▲ 0.50% · 4.625%
HK$173,463
+HK$8,686/mo
Deposit HK$13.21M · loan HK$30.81M · min. income ≈ HK$329,554/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,870,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,673
−HK$11,330/mo
▼ 0.25% · 3.875%
HK$186,293
−HK$5,710/mo
Today · 4.125%
HK$192,003
baseline
▲ 0.50% · 4.625%
HK$203,686
+HK$11,683/mo
Deposit HK$4.40M · loan HK$39.62M · min. income ≈ HK$384,006/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,870,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,997
−HK$10,860/mo
▼ 0.25% · 3.875%
HK$206,388
−HK$5,469/mo
Today · 4.125%
HK$211,857
baseline
▲ 0.50% · 4.625%
HK$223,024
+HK$11,167/mo
Deposit HK$4.40M · loan HK$39.62M · min. income ≈ HK$423,714/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,870,800 · Scale 2, in force from 26 Feb 2026)