LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,377
−HK$6,295/mo
▼ 0.25% · 3.875%
HK$103,500
−HK$3,172/mo
Today · 4.125%
HK$106,672
baseline
▲ 0.50% · 4.625%
HK$113,163
+HK$6,491/mo
Deposit HK$22.01M · loan HK$22.01M · min. income ≈ HK$213,344/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$1,870,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,669
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$114,664
−HK$3,038/mo
Today · 4.125%
HK$117,702
baseline
▲ 0.50% · 4.625%
HK$123,906
+HK$6,204/mo
Deposit HK$22.01M · loan HK$22.01M · min. income ≈ HK$235,404/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$1,870,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,453
−HK$7,553/mo
▼ 0.25% · 3.875%
HK$124,200
−HK$3,806/mo
Today · 4.125%
HK$128,006
baseline
▲ 0.50% · 4.625%
HK$135,795
+HK$7,789/mo
Deposit HK$17.61M · loan HK$26.41M · min. income ≈ HK$256,012/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,870,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,003
−HK$7,239/mo
▼ 0.25% · 3.875%
HK$137,597
−HK$3,645/mo
Today · 4.125%
HK$141,242
baseline
▲ 0.50% · 4.625%
HK$148,688
+HK$7,446/mo
Deposit HK$17.61M · loan HK$26.41M · min. income ≈ HK$282,484/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,870,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,528
−HK$8,813/mo
▼ 0.25% · 3.875%
HK$144,900
−HK$4,441/mo
Today · 4.125%
HK$149,341
baseline
▲ 0.50% · 4.625%
HK$158,428
+HK$9,087/mo
Deposit HK$13.21M · loan HK$30.81M · min. income ≈ HK$298,682/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,870,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,337
−HK$8,446/mo
▼ 0.25% · 3.875%
HK$160,529
−HK$4,254/mo
Today · 4.125%
HK$164,783
baseline
▲ 0.50% · 4.625%
HK$173,469
+HK$8,686/mo
Deposit HK$13.21M · loan HK$30.81M · min. income ≈ HK$329,566/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,870,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,679
−HK$11,331/mo
▼ 0.25% · 3.875%
HK$186,300
−HK$5,710/mo
Today · 4.125%
HK$192,010
baseline
▲ 0.50% · 4.625%
HK$203,693
+HK$11,683/mo
Deposit HK$4.40M · loan HK$39.62M · min. income ≈ HK$384,020/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,870,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,004
−HK$10,860/mo
▼ 0.25% · 3.875%
HK$206,395
−HK$5,469/mo
Today · 4.125%
HK$211,864
baseline
▲ 0.50% · 4.625%
HK$223,031
+HK$11,167/mo
Deposit HK$4.40M · loan HK$39.62M · min. income ≈ HK$423,728/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,870,862 · Scale 2, in force from 26 Feb 2026)