LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,378
−HK$6,295/mo
▼ 0.25% · 3.875%
HK$103,501
−HK$3,172/mo
Today · 4.125%
HK$106,673
baseline
▲ 0.50% · 4.625%
HK$113,164
+HK$6,491/mo
Deposit HK$22.01M · loan HK$22.01M · min. income ≈ HK$213,346/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$1,870,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,670
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$114,665
−HK$3,038/mo
Today · 4.125%
HK$117,703
baseline
▲ 0.50% · 4.625%
HK$123,907
+HK$6,204/mo
Deposit HK$22.01M · loan HK$22.01M · min. income ≈ HK$235,406/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$1,870,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,454
−HK$7,553/mo
▼ 0.25% · 3.875%
HK$124,201
−HK$3,806/mo
Today · 4.125%
HK$128,007
baseline
▲ 0.50% · 4.625%
HK$135,796
+HK$7,789/mo
Deposit HK$17.61M · loan HK$26.41M · min. income ≈ HK$256,014/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,870,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,004
−HK$7,240/mo
▼ 0.25% · 3.875%
HK$137,598
−HK$3,646/mo
Today · 4.125%
HK$141,244
baseline
▲ 0.50% · 4.625%
HK$148,689
+HK$7,445/mo
Deposit HK$17.61M · loan HK$26.41M · min. income ≈ HK$282,488/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,870,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,530
−HK$8,812/mo
▼ 0.25% · 3.875%
HK$144,901
−HK$4,441/mo
Today · 4.125%
HK$149,342
baseline
▲ 0.50% · 4.625%
HK$158,429
+HK$9,087/mo
Deposit HK$13.21M · loan HK$30.81M · min. income ≈ HK$298,684/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,870,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,338
−HK$8,446/mo
▼ 0.25% · 3.875%
HK$160,531
−HK$4,253/mo
Today · 4.125%
HK$164,784
baseline
▲ 0.50% · 4.625%
HK$173,470
+HK$8,686/mo
Deposit HK$13.21M · loan HK$30.81M · min. income ≈ HK$329,568/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,870,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,681
−HK$11,330/mo
▼ 0.25% · 3.875%
HK$186,301
−HK$5,710/mo
Today · 4.125%
HK$192,011
baseline
▲ 0.50% · 4.625%
HK$203,695
+HK$11,684/mo
Deposit HK$4.40M · loan HK$39.62M · min. income ≈ HK$384,022/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,870,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,006
−HK$10,859/mo
▼ 0.25% · 3.875%
HK$206,396
−HK$5,469/mo
Today · 4.125%
HK$211,865
baseline
▲ 0.50% · 4.625%
HK$223,033
+HK$11,168/mo
Deposit HK$4.40M · loan HK$39.62M · min. income ≈ HK$423,730/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,870,876 · Scale 2, in force from 26 Feb 2026)