LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,391
−HK$6,295/mo
▼ 0.25% · 3.875%
HK$103,514
−HK$3,172/mo
Today · 4.125%
HK$106,686
baseline
▲ 0.50% · 4.625%
HK$113,178
+HK$6,492/mo
Deposit HK$22.01M · loan HK$22.01M · min. income ≈ HK$213,372/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$1,871,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,684
−HK$6,034/mo
▼ 0.25% · 3.875%
HK$114,679
−HK$3,039/mo
Today · 4.125%
HK$117,718
baseline
▲ 0.50% · 4.625%
HK$123,923
+HK$6,205/mo
Deposit HK$22.01M · loan HK$22.01M · min. income ≈ HK$235,436/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$1,871,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,469
−HK$7,555/mo
▼ 0.25% · 3.875%
HK$124,216
−HK$3,808/mo
Today · 4.125%
HK$128,024
baseline
▲ 0.50% · 4.625%
HK$135,814
+HK$7,790/mo
Deposit HK$17.61M · loan HK$26.42M · min. income ≈ HK$256,048/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,871,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,021
−HK$7,240/mo
▼ 0.25% · 3.875%
HK$137,615
−HK$3,646/mo
Today · 4.125%
HK$141,261
baseline
▲ 0.50% · 4.625%
HK$148,707
+HK$7,446/mo
Deposit HK$17.61M · loan HK$26.42M · min. income ≈ HK$282,522/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,871,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,547
−HK$8,814/mo
▼ 0.25% · 3.875%
HK$144,919
−HK$4,442/mo
Today · 4.125%
HK$149,361
baseline
▲ 0.50% · 4.625%
HK$158,449
+HK$9,088/mo
Deposit HK$13.21M · loan HK$30.82M · min. income ≈ HK$298,722/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,871,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,357
−HK$8,448/mo
▼ 0.25% · 3.875%
HK$160,551
−HK$4,254/mo
Today · 4.125%
HK$164,805
baseline
▲ 0.50% · 4.625%
HK$173,492
+HK$8,687/mo
Deposit HK$13.21M · loan HK$30.82M · min. income ≈ HK$329,610/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,871,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,704
−HK$11,331/mo
▼ 0.25% · 3.875%
HK$186,325
−HK$5,710/mo
Today · 4.125%
HK$192,035
baseline
▲ 0.50% · 4.625%
HK$203,720
+HK$11,685/mo
Deposit HK$4.40M · loan HK$39.62M · min. income ≈ HK$384,070/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,871,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,031
−HK$10,861/mo
▼ 0.25% · 3.875%
HK$206,423
−HK$5,469/mo
Today · 4.125%
HK$211,892
baseline
▲ 0.50% · 4.625%
HK$223,061
+HK$11,169/mo
Deposit HK$4.40M · loan HK$39.62M · min. income ≈ HK$423,784/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,871,112 · Scale 2, in force from 26 Feb 2026)