LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,399
−HK$6,296/mo
▼ 0.25% · 3.875%
HK$103,522
−HK$3,173/mo
Today · 4.125%
HK$106,695
baseline
▲ 0.50% · 4.625%
HK$113,188
+HK$6,493/mo
Deposit HK$22.01M · loan HK$22.01M · min. income ≈ HK$213,390/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$1,871,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,693
−HK$6,035/mo
▼ 0.25% · 3.875%
HK$114,689
−HK$3,039/mo
Today · 4.125%
HK$117,728
baseline
▲ 0.50% · 4.625%
HK$123,933
+HK$6,205/mo
Deposit HK$22.01M · loan HK$22.01M · min. income ≈ HK$235,456/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$1,871,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,479
−HK$7,555/mo
▼ 0.25% · 3.875%
HK$124,227
−HK$3,807/mo
Today · 4.125%
HK$128,034
baseline
▲ 0.50% · 4.625%
HK$135,825
+HK$7,791/mo
Deposit HK$17.61M · loan HK$26.42M · min. income ≈ HK$256,068/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,871,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,032
−HK$7,241/mo
▼ 0.25% · 3.875%
HK$137,627
−HK$3,646/mo
Today · 4.125%
HK$141,273
baseline
▲ 0.50% · 4.625%
HK$148,720
+HK$7,447/mo
Deposit HK$17.61M · loan HK$26.42M · min. income ≈ HK$282,546/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,871,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,559
−HK$8,815/mo
▼ 0.25% · 3.875%
HK$144,931
−HK$4,443/mo
Today · 4.125%
HK$149,374
baseline
▲ 0.50% · 4.625%
HK$158,463
+HK$9,089/mo
Deposit HK$13.21M · loan HK$30.82M · min. income ≈ HK$298,748/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,871,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,371
−HK$8,448/mo
▼ 0.25% · 3.875%
HK$160,564
−HK$4,255/mo
Today · 4.125%
HK$164,819
baseline
▲ 0.50% · 4.625%
HK$173,507
+HK$8,688/mo
Deposit HK$13.21M · loan HK$30.82M · min. income ≈ HK$329,638/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,871,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,719
−HK$11,333/mo
▼ 0.25% · 3.875%
HK$186,340
−HK$5,712/mo
Today · 4.125%
HK$192,052
baseline
▲ 0.50% · 4.625%
HK$203,738
+HK$11,686/mo
Deposit HK$4.40M · loan HK$39.63M · min. income ≈ HK$384,104/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,871,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,048
−HK$10,862/mo
▼ 0.25% · 3.875%
HK$206,440
−HK$5,470/mo
Today · 4.125%
HK$211,910
baseline
▲ 0.50% · 4.625%
HK$223,080
+HK$11,170/mo
Deposit HK$4.40M · loan HK$39.63M · min. income ≈ HK$423,820/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,871,271 · Scale 2, in force from 26 Feb 2026)