LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,407
−HK$6,296/mo
▼ 0.25% · 3.875%
HK$103,530
−HK$3,173/mo
Today · 4.125%
HK$106,703
baseline
▲ 0.50% · 4.625%
HK$113,196
+HK$6,493/mo
Deposit HK$22.02M · loan HK$22.02M · min. income ≈ HK$213,406/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$1,871,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,701
−HK$6,035/mo
▼ 0.25% · 3.875%
HK$114,697
−HK$3,039/mo
Today · 4.125%
HK$117,736
baseline
▲ 0.50% · 4.625%
HK$123,942
+HK$6,206/mo
Deposit HK$22.02M · loan HK$22.02M · min. income ≈ HK$235,472/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$1,871,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,488
−HK$7,556/mo
▼ 0.25% · 3.875%
HK$124,236
−HK$3,808/mo
Today · 4.125%
HK$128,044
baseline
▲ 0.50% · 4.625%
HK$135,835
+HK$7,791/mo
Deposit HK$17.61M · loan HK$26.42M · min. income ≈ HK$256,088/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,871,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,042
−HK$7,242/mo
▼ 0.25% · 3.875%
HK$137,637
−HK$3,647/mo
Today · 4.125%
HK$141,284
baseline
▲ 0.50% · 4.625%
HK$148,731
+HK$7,447/mo
Deposit HK$17.61M · loan HK$26.42M · min. income ≈ HK$282,568/mo (50% DSR)
Upfront cash ≈ HK$19.48M (deposit + AVD stamp duty HK$1,871,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,569
−HK$8,815/mo
▼ 0.25% · 3.875%
HK$144,942
−HK$4,442/mo
Today · 4.125%
HK$149,384
baseline
▲ 0.50% · 4.625%
HK$158,474
+HK$9,090/mo
Deposit HK$13.21M · loan HK$30.82M · min. income ≈ HK$298,768/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,871,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,382
−HK$8,449/mo
▼ 0.25% · 3.875%
HK$160,576
−HK$4,255/mo
Today · 4.125%
HK$164,831
baseline
▲ 0.50% · 4.625%
HK$173,519
+HK$8,688/mo
Deposit HK$13.21M · loan HK$30.82M · min. income ≈ HK$329,662/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,871,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,732
−HK$11,333/mo
▼ 0.25% · 3.875%
HK$186,354
−HK$5,711/mo
Today · 4.125%
HK$192,065
baseline
▲ 0.50% · 4.625%
HK$203,752
+HK$11,687/mo
Deposit HK$4.40M · loan HK$39.63M · min. income ≈ HK$384,130/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,871,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,062
−HK$10,863/mo
▼ 0.25% · 3.875%
HK$206,455
−HK$5,470/mo
Today · 4.125%
HK$211,925
baseline
▲ 0.50% · 4.625%
HK$223,096
+HK$11,171/mo
Deposit HK$4.40M · loan HK$39.63M · min. income ≈ HK$423,850/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,871,405 · Scale 2, in force from 26 Feb 2026)