LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,412
−HK$6,297/mo
▼ 0.25% · 3.875%
HK$103,536
−HK$3,173/mo
Today · 4.125%
HK$106,709
baseline
▲ 0.50% · 4.625%
HK$113,202
+HK$6,493/mo
Deposit HK$22.02M · loan HK$22.02M · min. income ≈ HK$213,418/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$1,871,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,708
−HK$6,035/mo
▼ 0.25% · 3.875%
HK$114,704
−HK$3,039/mo
Today · 4.125%
HK$117,743
baseline
▲ 0.50% · 4.625%
HK$123,949
+HK$6,206/mo
Deposit HK$22.02M · loan HK$22.02M · min. income ≈ HK$235,486/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$1,871,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,495
−HK$7,556/mo
▼ 0.25% · 3.875%
HK$124,243
−HK$3,808/mo
Today · 4.125%
HK$128,051
baseline
▲ 0.50% · 4.625%
HK$135,842
+HK$7,791/mo
Deposit HK$17.61M · loan HK$26.42M · min. income ≈ HK$256,102/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,871,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,049
−HK$7,242/mo
▼ 0.25% · 3.875%
HK$137,644
−HK$3,647/mo
Today · 4.125%
HK$141,291
baseline
▲ 0.50% · 4.625%
HK$148,739
+HK$7,448/mo
Deposit HK$17.61M · loan HK$26.42M · min. income ≈ HK$282,582/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,871,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,577
−HK$8,816/mo
▼ 0.25% · 3.875%
HK$144,950
−HK$4,443/mo
Today · 4.125%
HK$149,393
baseline
▲ 0.50% · 4.625%
HK$158,483
+HK$9,090/mo
Deposit HK$13.21M · loan HK$30.82M · min. income ≈ HK$298,786/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,871,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,391
−HK$8,449/mo
▼ 0.25% · 3.875%
HK$160,585
−HK$4,255/mo
Today · 4.125%
HK$164,840
baseline
▲ 0.50% · 4.625%
HK$173,529
+HK$8,689/mo
Deposit HK$13.21M · loan HK$30.82M · min. income ≈ HK$329,680/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,871,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,742
−HK$11,334/mo
▼ 0.25% · 3.875%
HK$186,364
−HK$5,712/mo
Today · 4.125%
HK$192,076
baseline
▲ 0.50% · 4.625%
HK$203,764
+HK$11,688/mo
Deposit HK$4.40M · loan HK$39.63M · min. income ≈ HK$384,152/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,871,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,074
−HK$10,863/mo
▼ 0.25% · 3.875%
HK$206,466
−HK$5,471/mo
Today · 4.125%
HK$211,937
baseline
▲ 0.50% · 4.625%
HK$223,109
+HK$11,172/mo
Deposit HK$4.40M · loan HK$39.63M · min. income ≈ HK$423,874/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,871,510 · Scale 2, in force from 26 Feb 2026)