LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,042
−HK$629/mo
▼ 0.25% · 3.875%
HK$10,354
−HK$317/mo
Today · 4.125%
HK$10,671
baseline
▲ 0.50% · 4.625%
HK$11,321
+HK$650/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$21,342/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,171
−HK$604/mo
▼ 0.25% · 3.875%
HK$11,471
−HK$304/mo
Today · 4.125%
HK$11,775
baseline
▲ 0.50% · 4.625%
HK$12,396
+HK$621/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$23,550/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,050
−HK$756/mo
▼ 0.25% · 3.875%
HK$12,425
−HK$381/mo
Today · 4.125%
HK$12,806
baseline
▲ 0.50% · 4.625%
HK$13,585
+HK$779/mo
Deposit HK$1.76M · loan HK$2.64M · min. income ≈ HK$25,612/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,406
−HK$724/mo
▼ 0.25% · 3.875%
HK$13,765
−HK$365/mo
Today · 4.125%
HK$14,130
baseline
▲ 0.50% · 4.625%
HK$14,875
+HK$745/mo
Deposit HK$1.76M · loan HK$2.64M · min. income ≈ HK$28,260/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,058
−HK$882/mo
▼ 0.25% · 3.875%
HK$14,496
−HK$444/mo
Today · 4.125%
HK$14,940
baseline
▲ 0.50% · 4.625%
HK$15,849
+HK$909/mo
Deposit HK$1.32M · loan HK$3.08M · min. income ≈ HK$29,880/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,640
−HK$845/mo
▼ 0.25% · 3.875%
HK$16,059
−HK$426/mo
Today · 4.125%
HK$16,485
baseline
▲ 0.50% · 4.625%
HK$17,354
+HK$869/mo
Deposit HK$1.32M · loan HK$3.08M · min. income ≈ HK$32,970/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,075
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,637
−HK$572/mo
Today · 4.125%
HK$19,209
baseline
▲ 0.50% · 4.625%
HK$20,377
+HK$1,168/mo
Deposit HK$440K · loan HK$3.96M · min. income ≈ HK$38,418/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$66,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,108
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,648
−HK$547/mo
Today · 4.125%
HK$21,195
baseline
▲ 0.50% · 4.625%
HK$22,312
+HK$1,117/mo
Deposit HK$440K · loan HK$3.96M · min. income ≈ HK$42,390/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$66,057 · Scale 2, in force from 26 Feb 2026)