LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,425
−HK$6,298/mo
▼ 0.25% · 3.875%
HK$103,549
−HK$3,174/mo
Today · 4.125%
HK$106,723
baseline
▲ 0.50% · 4.625%
HK$113,217
+HK$6,494/mo
Deposit HK$22.02M · loan HK$22.02M · min. income ≈ HK$213,446/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$1,871,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,722
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$114,718
−HK$3,040/mo
Today · 4.125%
HK$117,758
baseline
▲ 0.50% · 4.625%
HK$123,965
+HK$6,207/mo
Deposit HK$22.02M · loan HK$22.02M · min. income ≈ HK$235,516/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$1,871,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,510
−HK$7,557/mo
▼ 0.25% · 3.875%
HK$124,259
−HK$3,808/mo
Today · 4.125%
HK$128,067
baseline
▲ 0.50% · 4.625%
HK$135,860
+HK$7,793/mo
Deposit HK$17.62M · loan HK$26.42M · min. income ≈ HK$256,134/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,871,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,067
−HK$7,243/mo
▼ 0.25% · 3.875%
HK$137,662
−HK$3,648/mo
Today · 4.125%
HK$141,310
baseline
▲ 0.50% · 4.625%
HK$148,758
+HK$7,448/mo
Deposit HK$17.62M · loan HK$26.42M · min. income ≈ HK$282,620/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,871,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,595
−HK$8,817/mo
▼ 0.25% · 3.875%
HK$144,969
−HK$4,443/mo
Today · 4.125%
HK$149,412
baseline
▲ 0.50% · 4.625%
HK$158,503
+HK$9,091/mo
Deposit HK$13.21M · loan HK$30.83M · min. income ≈ HK$298,824/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,871,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,411
−HK$8,450/mo
▼ 0.25% · 3.875%
HK$160,606
−HK$4,255/mo
Today · 4.125%
HK$164,861
baseline
▲ 0.50% · 4.625%
HK$173,551
+HK$8,690/mo
Deposit HK$13.21M · loan HK$30.83M · min. income ≈ HK$329,722/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,871,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,766
−HK$11,335/mo
▼ 0.25% · 3.875%
HK$186,388
−HK$5,713/mo
Today · 4.125%
HK$192,101
baseline
▲ 0.50% · 4.625%
HK$203,790
+HK$11,689/mo
Deposit HK$4.40M · loan HK$39.64M · min. income ≈ HK$384,202/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,871,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,100
−HK$10,865/mo
▼ 0.25% · 3.875%
HK$206,493
−HK$5,472/mo
Today · 4.125%
HK$211,965
baseline
▲ 0.50% · 4.625%
HK$223,138
+HK$11,173/mo
Deposit HK$4.40M · loan HK$39.64M · min. income ≈ HK$423,930/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,871,753 · Scale 2, in force from 26 Feb 2026)