LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,430
−HK$6,297/mo
▼ 0.25% · 3.875%
HK$103,554
−HK$3,173/mo
Today · 4.125%
HK$106,727
baseline
▲ 0.50% · 4.625%
HK$113,221
+HK$6,494/mo
Deposit HK$22.02M · loan HK$22.02M · min. income ≈ HK$213,454/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$1,871,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,727
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$114,723
−HK$3,040/mo
Today · 4.125%
HK$117,763
baseline
▲ 0.50% · 4.625%
HK$123,971
+HK$6,208/mo
Deposit HK$22.02M · loan HK$22.02M · min. income ≈ HK$235,526/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$1,871,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,515
−HK$7,558/mo
▼ 0.25% · 3.875%
HK$124,264
−HK$3,809/mo
Today · 4.125%
HK$128,073
baseline
▲ 0.50% · 4.625%
HK$135,866
+HK$7,793/mo
Deposit HK$17.62M · loan HK$26.43M · min. income ≈ HK$256,146/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,871,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,072
−HK$7,244/mo
▼ 0.25% · 3.875%
HK$137,668
−HK$3,648/mo
Today · 4.125%
HK$141,316
baseline
▲ 0.50% · 4.625%
HK$148,765
+HK$7,449/mo
Deposit HK$17.62M · loan HK$26.43M · min. income ≈ HK$282,632/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,871,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,601
−HK$8,817/mo
▼ 0.25% · 3.875%
HK$144,975
−HK$4,443/mo
Today · 4.125%
HK$149,418
baseline
▲ 0.50% · 4.625%
HK$158,510
+HK$9,092/mo
Deposit HK$13.21M · loan HK$30.83M · min. income ≈ HK$298,836/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,871,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,418
−HK$8,450/mo
▼ 0.25% · 3.875%
HK$160,613
−HK$4,255/mo
Today · 4.125%
HK$164,868
baseline
▲ 0.50% · 4.625%
HK$173,559
+HK$8,691/mo
Deposit HK$13.21M · loan HK$30.83M · min. income ≈ HK$329,736/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,871,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,773
−HK$11,336/mo
▼ 0.25% · 3.875%
HK$186,396
−HK$5,713/mo
Today · 4.125%
HK$192,109
baseline
▲ 0.50% · 4.625%
HK$203,799
+HK$11,690/mo
Deposit HK$4.40M · loan HK$39.64M · min. income ≈ HK$384,218/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,871,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,108
−HK$10,866/mo
▼ 0.25% · 3.875%
HK$206,502
−HK$5,472/mo
Today · 4.125%
HK$211,974
baseline
▲ 0.50% · 4.625%
HK$223,147
+HK$11,173/mo
Deposit HK$4.40M · loan HK$39.64M · min. income ≈ HK$423,948/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,871,832 · Scale 2, in force from 26 Feb 2026)