LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,431
−HK$6,298/mo
▼ 0.25% · 3.875%
HK$103,555
−HK$3,174/mo
Today · 4.125%
HK$106,729
baseline
▲ 0.50% · 4.625%
HK$113,223
+HK$6,494/mo
Deposit HK$22.02M · loan HK$22.02M · min. income ≈ HK$213,458/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$1,871,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,729
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$114,725
−HK$3,040/mo
Today · 4.125%
HK$117,765
baseline
▲ 0.50% · 4.625%
HK$123,973
+HK$6,208/mo
Deposit HK$22.02M · loan HK$22.02M · min. income ≈ HK$235,530/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$1,871,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,517
−HK$7,558/mo
▼ 0.25% · 3.875%
HK$124,266
−HK$3,809/mo
Today · 4.125%
HK$128,075
baseline
▲ 0.50% · 4.625%
HK$135,868
+HK$7,793/mo
Deposit HK$17.62M · loan HK$26.43M · min. income ≈ HK$256,150/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,871,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,074
−HK$7,244/mo
▼ 0.25% · 3.875%
HK$137,670
−HK$3,648/mo
Today · 4.125%
HK$141,318
baseline
▲ 0.50% · 4.625%
HK$148,767
+HK$7,449/mo
Deposit HK$17.62M · loan HK$26.43M · min. income ≈ HK$282,636/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,871,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,604
−HK$8,817/mo
▼ 0.25% · 3.875%
HK$144,977
−HK$4,444/mo
Today · 4.125%
HK$149,421
baseline
▲ 0.50% · 4.625%
HK$158,513
+HK$9,092/mo
Deposit HK$13.21M · loan HK$30.83M · min. income ≈ HK$298,842/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,871,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,420
−HK$8,451/mo
▼ 0.25% · 3.875%
HK$160,615
−HK$4,256/mo
Today · 4.125%
HK$164,871
baseline
▲ 0.50% · 4.625%
HK$173,562
+HK$8,691/mo
Deposit HK$13.21M · loan HK$30.83M · min. income ≈ HK$329,742/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,871,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,776
−HK$11,336/mo
▼ 0.25% · 3.875%
HK$186,399
−HK$5,713/mo
Today · 4.125%
HK$192,112
baseline
▲ 0.50% · 4.625%
HK$203,802
+HK$11,690/mo
Deposit HK$4.40M · loan HK$39.64M · min. income ≈ HK$384,224/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,871,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,112
−HK$10,865/mo
▼ 0.25% · 3.875%
HK$206,505
−HK$5,472/mo
Today · 4.125%
HK$211,977
baseline
▲ 0.50% · 4.625%
HK$223,151
+HK$11,174/mo
Deposit HK$4.40M · loan HK$39.64M · min. income ≈ HK$423,954/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,871,862 · Scale 2, in force from 26 Feb 2026)