LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,432
−HK$6,298/mo
▼ 0.25% · 3.875%
HK$103,556
−HK$3,174/mo
Today · 4.125%
HK$106,730
baseline
▲ 0.50% · 4.625%
HK$113,224
+HK$6,494/mo
Deposit HK$22.02M · loan HK$22.02M · min. income ≈ HK$213,460/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$1,871,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,729
−HK$6,037/mo
▼ 0.25% · 3.875%
HK$114,726
−HK$3,040/mo
Today · 4.125%
HK$117,766
baseline
▲ 0.50% · 4.625%
HK$123,973
+HK$6,207/mo
Deposit HK$22.02M · loan HK$22.02M · min. income ≈ HK$235,532/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$1,871,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,518
−HK$7,558/mo
▼ 0.25% · 3.875%
HK$124,267
−HK$3,809/mo
Today · 4.125%
HK$128,076
baseline
▲ 0.50% · 4.625%
HK$135,869
+HK$7,793/mo
Deposit HK$17.62M · loan HK$26.43M · min. income ≈ HK$256,152/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,871,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,075
−HK$7,244/mo
▼ 0.25% · 3.875%
HK$137,671
−HK$3,648/mo
Today · 4.125%
HK$141,319
baseline
▲ 0.50% · 4.625%
HK$148,768
+HK$7,449/mo
Deposit HK$17.62M · loan HK$26.43M · min. income ≈ HK$282,638/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,871,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,605
−HK$8,817/mo
▼ 0.25% · 3.875%
HK$144,978
−HK$4,444/mo
Today · 4.125%
HK$149,422
baseline
▲ 0.50% · 4.625%
HK$158,514
+HK$9,092/mo
Deposit HK$13.21M · loan HK$30.83M · min. income ≈ HK$298,844/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,871,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,421
−HK$8,451/mo
▼ 0.25% · 3.875%
HK$160,616
−HK$4,256/mo
Today · 4.125%
HK$164,872
baseline
▲ 0.50% · 4.625%
HK$173,563
+HK$8,691/mo
Deposit HK$13.21M · loan HK$30.83M · min. income ≈ HK$329,744/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,871,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,777
−HK$11,337/mo
▼ 0.25% · 3.875%
HK$186,400
−HK$5,714/mo
Today · 4.125%
HK$192,114
baseline
▲ 0.50% · 4.625%
HK$203,803
+HK$11,689/mo
Deposit HK$4.40M · loan HK$39.64M · min. income ≈ HK$384,228/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,871,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,113
−HK$10,865/mo
▼ 0.25% · 3.875%
HK$206,507
−HK$5,471/mo
Today · 4.125%
HK$211,978
baseline
▲ 0.50% · 4.625%
HK$223,152
+HK$11,174/mo
Deposit HK$4.40M · loan HK$39.64M · min. income ≈ HK$423,956/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,871,874 · Scale 2, in force from 26 Feb 2026)