LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,435
−HK$6,298/mo
▼ 0.25% · 3.875%
HK$103,559
−HK$3,174/mo
Today · 4.125%
HK$106,733
baseline
▲ 0.50% · 4.625%
HK$113,228
+HK$6,495/mo
Deposit HK$22.02M · loan HK$22.02M · min. income ≈ HK$213,466/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$1,871,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,733
−HK$6,037/mo
▼ 0.25% · 3.875%
HK$114,730
−HK$3,040/mo
Today · 4.125%
HK$117,770
baseline
▲ 0.50% · 4.625%
HK$123,978
+HK$6,208/mo
Deposit HK$22.02M · loan HK$22.02M · min. income ≈ HK$235,540/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$1,871,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,522
−HK$7,558/mo
▼ 0.25% · 3.875%
HK$124,271
−HK$3,809/mo
Today · 4.125%
HK$128,080
baseline
▲ 0.50% · 4.625%
HK$135,874
+HK$7,794/mo
Deposit HK$17.62M · loan HK$26.43M · min. income ≈ HK$256,160/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,871,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,080
−HK$7,244/mo
▼ 0.25% · 3.875%
HK$137,676
−HK$3,648/mo
Today · 4.125%
HK$141,324
baseline
▲ 0.50% · 4.625%
HK$148,773
+HK$7,449/mo
Deposit HK$17.62M · loan HK$26.43M · min. income ≈ HK$282,648/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,871,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,609
−HK$8,818/mo
▼ 0.25% · 3.875%
HK$144,983
−HK$4,444/mo
Today · 4.125%
HK$149,427
baseline
▲ 0.50% · 4.625%
HK$158,519
+HK$9,092/mo
Deposit HK$13.21M · loan HK$30.83M · min. income ≈ HK$298,854/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,871,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,427
−HK$8,451/mo
▼ 0.25% · 3.875%
HK$160,622
−HK$4,256/mo
Today · 4.125%
HK$164,878
baseline
▲ 0.50% · 4.625%
HK$173,569
+HK$8,691/mo
Deposit HK$13.21M · loan HK$30.83M · min. income ≈ HK$329,756/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,871,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,784
−HK$11,336/mo
▼ 0.25% · 3.875%
HK$186,407
−HK$5,713/mo
Today · 4.125%
HK$192,120
baseline
▲ 0.50% · 4.625%
HK$203,810
+HK$11,690/mo
Deposit HK$4.40M · loan HK$39.64M · min. income ≈ HK$384,240/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,871,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,120
−HK$10,866/mo
▼ 0.25% · 3.875%
HK$206,514
−HK$5,472/mo
Today · 4.125%
HK$211,986
baseline
▲ 0.50% · 4.625%
HK$223,160
+HK$11,174/mo
Deposit HK$4.40M · loan HK$39.64M · min. income ≈ HK$423,972/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,871,939 · Scale 2, in force from 26 Feb 2026)