LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,456
−HK$6,300/mo
▼ 0.25% · 3.875%
HK$103,581
−HK$3,175/mo
Today · 4.125%
HK$106,756
baseline
▲ 0.50% · 4.625%
HK$113,251
+HK$6,495/mo
Deposit HK$22.03M · loan HK$22.03M · min. income ≈ HK$213,512/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$1,872,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,756
−HK$6,038/mo
▼ 0.25% · 3.875%
HK$114,754
−HK$3,040/mo
Today · 4.125%
HK$117,794
baseline
▲ 0.50% · 4.625%
HK$124,003
+HK$6,209/mo
Deposit HK$22.03M · loan HK$22.03M · min. income ≈ HK$235,588/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$1,872,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,547
−HK$7,560/mo
▼ 0.25% · 3.875%
HK$124,297
−HK$3,810/mo
Today · 4.125%
HK$128,107
baseline
▲ 0.50% · 4.625%
HK$135,902
+HK$7,795/mo
Deposit HK$17.62M · loan HK$26.43M · min. income ≈ HK$256,214/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,872,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,108
−HK$7,245/mo
▼ 0.25% · 3.875%
HK$137,704
−HK$3,649/mo
Today · 4.125%
HK$141,353
baseline
▲ 0.50% · 4.625%
HK$148,804
+HK$7,451/mo
Deposit HK$17.62M · loan HK$26.43M · min. income ≈ HK$282,706/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,872,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,639
−HK$8,819/mo
▼ 0.25% · 3.875%
HK$145,013
−HK$4,445/mo
Today · 4.125%
HK$149,458
baseline
▲ 0.50% · 4.625%
HK$158,552
+HK$9,094/mo
Deposit HK$13.22M · loan HK$30.84M · min. income ≈ HK$298,916/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,872,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,459
−HK$8,453/mo
▼ 0.25% · 3.875%
HK$160,655
−HK$4,257/mo
Today · 4.125%
HK$164,912
baseline
▲ 0.50% · 4.625%
HK$173,605
+HK$8,693/mo
Deposit HK$13.22M · loan HK$30.84M · min. income ≈ HK$329,824/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,872,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,821
−HK$11,339/mo
▼ 0.25% · 3.875%
HK$186,446
−HK$5,714/mo
Today · 4.125%
HK$192,160
baseline
▲ 0.50% · 4.625%
HK$203,853
+HK$11,693/mo
Deposit HK$4.41M · loan HK$39.65M · min. income ≈ HK$384,320/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,872,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,162
−HK$10,868/mo
▼ 0.25% · 3.875%
HK$206,557
−HK$5,473/mo
Today · 4.125%
HK$212,030
baseline
▲ 0.50% · 4.625%
HK$223,206
+HK$11,176/mo
Deposit HK$4.41M · loan HK$39.65M · min. income ≈ HK$424,060/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,872,328 · Scale 2, in force from 26 Feb 2026)