LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,046
−HK$630/mo
▼ 0.25% · 3.875%
HK$10,358
−HK$318/mo
Today · 4.125%
HK$10,676
baseline
▲ 0.50% · 4.625%
HK$11,325
+HK$649/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$21,352/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,176
−HK$603/mo
▼ 0.25% · 3.875%
HK$11,475
−HK$304/mo
Today · 4.125%
HK$11,779
baseline
▲ 0.50% · 4.625%
HK$12,400
+HK$621/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$23,558/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,055
−HK$756/mo
▼ 0.25% · 3.875%
HK$12,430
−HK$381/mo
Today · 4.125%
HK$12,811
baseline
▲ 0.50% · 4.625%
HK$13,590
+HK$779/mo
Deposit HK$1.76M · loan HK$2.64M · min. income ≈ HK$25,622/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,411
−HK$724/mo
▼ 0.25% · 3.875%
HK$13,771
−HK$364/mo
Today · 4.125%
HK$14,135
baseline
▲ 0.50% · 4.625%
HK$14,880
+HK$745/mo
Deposit HK$1.76M · loan HK$2.64M · min. income ≈ HK$28,270/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,064
−HK$882/mo
▼ 0.25% · 3.875%
HK$14,501
−HK$445/mo
Today · 4.125%
HK$14,946
baseline
▲ 0.50% · 4.625%
HK$15,855
+HK$909/mo
Deposit HK$1.32M · loan HK$3.08M · min. income ≈ HK$29,892/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,646
−HK$845/mo
▼ 0.25% · 3.875%
HK$16,066
−HK$425/mo
Today · 4.125%
HK$16,491
baseline
▲ 0.50% · 4.625%
HK$17,361
+HK$870/mo
Deposit HK$1.32M · loan HK$3.08M · min. income ≈ HK$32,982/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,082
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,645
−HK$571/mo
Today · 4.125%
HK$19,216
baseline
▲ 0.50% · 4.625%
HK$20,385
+HK$1,169/mo
Deposit HK$441K · loan HK$3.96M · min. income ≈ HK$38,432/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,116
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,656
−HK$547/mo
Today · 4.125%
HK$21,203
baseline
▲ 0.50% · 4.625%
HK$22,321
+HK$1,118/mo
Deposit HK$441K · loan HK$3.96M · min. income ≈ HK$42,406/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,083 · Scale 2, in force from 26 Feb 2026)