LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,460
−HK$6,300/mo
▼ 0.25% · 3.875%
HK$103,585
−HK$3,175/mo
Today · 4.125%
HK$106,760
baseline
▲ 0.50% · 4.625%
HK$113,256
+HK$6,496/mo
Deposit HK$22.03M · loan HK$22.03M · min. income ≈ HK$213,520/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$1,872,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,761
−HK$6,038/mo
▼ 0.25% · 3.875%
HK$114,758
−HK$3,041/mo
Today · 4.125%
HK$117,799
baseline
▲ 0.50% · 4.625%
HK$124,008
+HK$6,209/mo
Deposit HK$22.03M · loan HK$22.03M · min. income ≈ HK$235,598/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$1,872,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,552
−HK$7,560/mo
▼ 0.25% · 3.875%
HK$124,302
−HK$3,810/mo
Today · 4.125%
HK$128,112
baseline
▲ 0.50% · 4.625%
HK$135,907
+HK$7,795/mo
Deposit HK$17.62M · loan HK$26.43M · min. income ≈ HK$256,224/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,872,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,113
−HK$7,246/mo
▼ 0.25% · 3.875%
HK$137,710
−HK$3,649/mo
Today · 4.125%
HK$141,359
baseline
▲ 0.50% · 4.625%
HK$148,810
+HK$7,451/mo
Deposit HK$17.62M · loan HK$26.43M · min. income ≈ HK$282,718/mo (50% DSR)
Upfront cash ≈ HK$19.49M (deposit + AVD stamp duty HK$1,872,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,644
−HK$8,820/mo
▼ 0.25% · 3.875%
HK$145,019
−HK$4,445/mo
Today · 4.125%
HK$149,464
baseline
▲ 0.50% · 4.625%
HK$158,558
+HK$9,094/mo
Deposit HK$13.22M · loan HK$30.84M · min. income ≈ HK$298,928/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,872,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,465
−HK$8,453/mo
▼ 0.25% · 3.875%
HK$160,661
−HK$4,257/mo
Today · 4.125%
HK$164,918
baseline
▲ 0.50% · 4.625%
HK$173,612
+HK$8,694/mo
Deposit HK$13.22M · loan HK$30.84M · min. income ≈ HK$329,836/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,872,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,828
−HK$11,340/mo
▼ 0.25% · 3.875%
HK$186,453
−HK$5,715/mo
Today · 4.125%
HK$192,168
baseline
▲ 0.50% · 4.625%
HK$203,861
+HK$11,693/mo
Deposit HK$4.41M · loan HK$39.65M · min. income ≈ HK$384,336/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,872,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,169
−HK$10,869/mo
▼ 0.25% · 3.875%
HK$206,565
−HK$5,473/mo
Today · 4.125%
HK$212,038
baseline
▲ 0.50% · 4.625%
HK$223,215
+HK$11,177/mo
Deposit HK$4.41M · loan HK$39.65M · min. income ≈ HK$424,076/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,872,401 · Scale 2, in force from 26 Feb 2026)