LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,047
−HK$630/mo
▼ 0.25% · 3.875%
HK$10,359
−HK$318/mo
Today · 4.125%
HK$10,677
baseline
▲ 0.50% · 4.625%
HK$11,326
+HK$649/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$21,354/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,177
−HK$604/mo
▼ 0.25% · 3.875%
HK$11,477
−HK$304/mo
Today · 4.125%
HK$11,781
baseline
▲ 0.50% · 4.625%
HK$12,402
+HK$621/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$23,562/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,056
−HK$756/mo
▼ 0.25% · 3.875%
HK$12,431
−HK$381/mo
Today · 4.125%
HK$12,812
baseline
▲ 0.50% · 4.625%
HK$13,592
+HK$780/mo
Deposit HK$1.76M · loan HK$2.64M · min. income ≈ HK$25,624/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,412
−HK$725/mo
▼ 0.25% · 3.875%
HK$13,772
−HK$365/mo
Today · 4.125%
HK$14,137
baseline
▲ 0.50% · 4.625%
HK$14,882
+HK$745/mo
Deposit HK$1.76M · loan HK$2.64M · min. income ≈ HK$28,274/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,065
−HK$883/mo
▼ 0.25% · 3.875%
HK$14,503
−HK$445/mo
Today · 4.125%
HK$14,948
baseline
▲ 0.50% · 4.625%
HK$15,857
+HK$909/mo
Deposit HK$1.32M · loan HK$3.08M · min. income ≈ HK$29,896/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,648
−HK$845/mo
▼ 0.25% · 3.875%
HK$16,067
−HK$426/mo
Today · 4.125%
HK$16,493
baseline
▲ 0.50% · 4.625%
HK$17,362
+HK$869/mo
Deposit HK$1.32M · loan HK$3.08M · min. income ≈ HK$32,986/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,084
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,647
−HK$571/mo
Today · 4.125%
HK$19,218
baseline
▲ 0.50% · 4.625%
HK$20,388
+HK$1,170/mo
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$38,436/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,118
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,658
−HK$547/mo
Today · 4.125%
HK$21,205
baseline
▲ 0.50% · 4.625%
HK$22,323
+HK$1,118/mo
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$42,410/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,090 · Scale 2, in force from 26 Feb 2026)