LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,473
−HK$6,301/mo
▼ 0.25% · 3.875%
HK$103,599
−HK$3,175/mo
Today · 4.125%
HK$106,774
baseline
▲ 0.50% · 4.625%
HK$113,271
+HK$6,497/mo
Deposit HK$22.03M · loan HK$22.03M · min. income ≈ HK$213,548/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$1,872,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,776
−HK$6,038/mo
▼ 0.25% · 3.875%
HK$114,773
−HK$3,041/mo
Today · 4.125%
HK$117,814
baseline
▲ 0.50% · 4.625%
HK$124,025
+HK$6,211/mo
Deposit HK$22.03M · loan HK$22.03M · min. income ≈ HK$235,628/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$1,872,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,568
−HK$7,561/mo
▼ 0.25% · 3.875%
HK$124,318
−HK$3,811/mo
Today · 4.125%
HK$128,129
baseline
▲ 0.50% · 4.625%
HK$135,925
+HK$7,796/mo
Deposit HK$17.62M · loan HK$26.44M · min. income ≈ HK$256,258/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,872,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,131
−HK$7,246/mo
▼ 0.25% · 3.875%
HK$137,728
−HK$3,649/mo
Today · 4.125%
HK$141,377
baseline
▲ 0.50% · 4.625%
HK$148,830
+HK$7,453/mo
Deposit HK$17.62M · loan HK$26.44M · min. income ≈ HK$282,754/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,872,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,663
−HK$8,820/mo
▼ 0.25% · 3.875%
HK$145,038
−HK$4,445/mo
Today · 4.125%
HK$149,483
baseline
▲ 0.50% · 4.625%
HK$158,579
+HK$9,096/mo
Deposit HK$13.22M · loan HK$30.84M · min. income ≈ HK$298,966/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,872,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,486
−HK$8,454/mo
▼ 0.25% · 3.875%
HK$160,683
−HK$4,257/mo
Today · 4.125%
HK$164,940
baseline
▲ 0.50% · 4.625%
HK$173,634
+HK$8,694/mo
Deposit HK$13.22M · loan HK$30.84M · min. income ≈ HK$329,880/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,872,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,852
−HK$11,341/mo
▼ 0.25% · 3.875%
HK$186,477
−HK$5,716/mo
Today · 4.125%
HK$192,193
baseline
▲ 0.50% · 4.625%
HK$203,887
+HK$11,694/mo
Deposit HK$4.41M · loan HK$39.66M · min. income ≈ HK$384,386/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,872,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,196
−HK$10,870/mo
▼ 0.25% · 3.875%
HK$206,592
−HK$5,474/mo
Today · 4.125%
HK$212,066
baseline
▲ 0.50% · 4.625%
HK$223,244
+HK$11,178/mo
Deposit HK$4.41M · loan HK$39.66M · min. income ≈ HK$424,132/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,872,648 · Scale 2, in force from 26 Feb 2026)