LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,048
−HK$630/mo
▼ 0.25% · 3.875%
HK$10,360
−HK$318/mo
Today · 4.125%
HK$10,678
baseline
▲ 0.50% · 4.625%
HK$11,328
+HK$650/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$21,356/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,178
−HK$604/mo
▼ 0.25% · 3.875%
HK$11,478
−HK$304/mo
Today · 4.125%
HK$11,782
baseline
▲ 0.50% · 4.625%
HK$12,403
+HK$621/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$23,564/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,057
−HK$756/mo
▼ 0.25% · 3.875%
HK$12,432
−HK$381/mo
Today · 4.125%
HK$12,813
baseline
▲ 0.50% · 4.625%
HK$13,593
+HK$780/mo
Deposit HK$1.76M · loan HK$2.64M · min. income ≈ HK$25,626/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,414
−HK$724/mo
▼ 0.25% · 3.875%
HK$13,773
−HK$365/mo
Today · 4.125%
HK$14,138
baseline
▲ 0.50% · 4.625%
HK$14,884
+HK$746/mo
Deposit HK$1.76M · loan HK$2.64M · min. income ≈ HK$28,276/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,067
−HK$882/mo
▼ 0.25% · 3.875%
HK$14,505
−HK$444/mo
Today · 4.125%
HK$14,949
baseline
▲ 0.50% · 4.625%
HK$15,859
+HK$910/mo
Deposit HK$1.32M · loan HK$3.08M · min. income ≈ HK$29,898/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,649
−HK$846/mo
▼ 0.25% · 3.875%
HK$16,069
−HK$426/mo
Today · 4.125%
HK$16,495
baseline
▲ 0.50% · 4.625%
HK$17,364
+HK$869/mo
Deposit HK$1.32M · loan HK$3.08M · min. income ≈ HK$32,990/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,086
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,649
−HK$571/mo
Today · 4.125%
HK$19,220
baseline
▲ 0.50% · 4.625%
HK$20,390
+HK$1,170/mo
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$38,440/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,121
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,660
−HK$548/mo
Today · 4.125%
HK$21,208
baseline
▲ 0.50% · 4.625%
HK$22,326
+HK$1,118/mo
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$42,416/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,097 · Scale 2, in force from 26 Feb 2026)