LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,481
−HK$6,301/mo
▼ 0.25% · 3.875%
HK$103,607
−HK$3,175/mo
Today · 4.125%
HK$106,782
baseline
▲ 0.50% · 4.625%
HK$113,280
+HK$6,498/mo
Deposit HK$22.03M · loan HK$22.03M · min. income ≈ HK$213,564/mo (50% DSR)
Upfront cash ≈ HK$23.91M (deposit + AVD stamp duty HK$1,872,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,784
−HK$6,040/mo
▼ 0.25% · 3.875%
HK$114,782
−HK$3,042/mo
Today · 4.125%
HK$117,824
baseline
▲ 0.50% · 4.625%
HK$124,034
+HK$6,210/mo
Deposit HK$22.03M · loan HK$22.03M · min. income ≈ HK$235,648/mo (50% DSR)
Upfront cash ≈ HK$23.91M (deposit + AVD stamp duty HK$1,872,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,578
−HK$7,561/mo
▼ 0.25% · 3.875%
HK$124,328
−HK$3,811/mo
Today · 4.125%
HK$128,139
baseline
▲ 0.50% · 4.625%
HK$135,936
+HK$7,797/mo
Deposit HK$17.63M · loan HK$26.44M · min. income ≈ HK$256,278/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,872,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,141
−HK$7,248/mo
▼ 0.25% · 3.875%
HK$137,739
−HK$3,650/mo
Today · 4.125%
HK$141,389
baseline
▲ 0.50% · 4.625%
HK$148,841
+HK$7,452/mo
Deposit HK$17.63M · loan HK$26.44M · min. income ≈ HK$282,778/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,872,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,674
−HK$8,821/mo
▼ 0.25% · 3.875%
HK$145,050
−HK$4,445/mo
Today · 4.125%
HK$149,495
baseline
▲ 0.50% · 4.625%
HK$158,592
+HK$9,097/mo
Deposit HK$13.22M · loan HK$30.85M · min. income ≈ HK$298,990/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,872,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,498
−HK$8,455/mo
▼ 0.25% · 3.875%
HK$160,695
−HK$4,258/mo
Today · 4.125%
HK$164,953
baseline
▲ 0.50% · 4.625%
HK$173,648
+HK$8,695/mo
Deposit HK$13.22M · loan HK$30.85M · min. income ≈ HK$329,906/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,872,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,866
−HK$11,342/mo
▼ 0.25% · 3.875%
HK$186,492
−HK$5,716/mo
Today · 4.125%
HK$192,208
baseline
▲ 0.50% · 4.625%
HK$203,904
+HK$11,696/mo
Deposit HK$4.41M · loan HK$39.66M · min. income ≈ HK$384,416/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,872,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,212
−HK$10,871/mo
▼ 0.25% · 3.875%
HK$206,608
−HK$5,475/mo
Today · 4.125%
HK$212,083
baseline
▲ 0.50% · 4.625%
HK$223,262
+HK$11,179/mo
Deposit HK$4.41M · loan HK$39.66M · min. income ≈ HK$424,166/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,872,796 · Scale 2, in force from 26 Feb 2026)