LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,493
−HK$6,301/mo
▼ 0.25% · 3.875%
HK$103,619
−HK$3,175/mo
Today · 4.125%
HK$106,794
baseline
▲ 0.50% · 4.625%
HK$113,293
+HK$6,499/mo
Deposit HK$22.04M · loan HK$22.04M · min. income ≈ HK$213,588/mo (50% DSR)
Upfront cash ≈ HK$23.91M (deposit + AVD stamp duty HK$1,873,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,797
−HK$6,040/mo
▼ 0.25% · 3.875%
HK$114,795
−HK$3,042/mo
Today · 4.125%
HK$117,837
baseline
▲ 0.50% · 4.625%
HK$124,049
+HK$6,212/mo
Deposit HK$22.04M · loan HK$22.04M · min. income ≈ HK$235,674/mo (50% DSR)
Upfront cash ≈ HK$23.91M (deposit + AVD stamp duty HK$1,873,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,591
−HK$7,562/mo
▼ 0.25% · 3.875%
HK$124,342
−HK$3,811/mo
Today · 4.125%
HK$128,153
baseline
▲ 0.50% · 4.625%
HK$135,951
+HK$7,798/mo
Deposit HK$17.63M · loan HK$26.44M · min. income ≈ HK$256,306/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,873,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,157
−HK$7,248/mo
▼ 0.25% · 3.875%
HK$137,755
−HK$3,650/mo
Today · 4.125%
HK$141,405
baseline
▲ 0.50% · 4.625%
HK$148,858
+HK$7,453/mo
Deposit HK$17.63M · loan HK$26.44M · min. income ≈ HK$282,810/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,873,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,690
−HK$8,822/mo
▼ 0.25% · 3.875%
HK$145,066
−HK$4,446/mo
Today · 4.125%
HK$149,512
baseline
▲ 0.50% · 4.625%
HK$158,610
+HK$9,098/mo
Deposit HK$13.22M · loan HK$30.85M · min. income ≈ HK$299,024/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,873,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,516
−HK$8,456/mo
▼ 0.25% · 3.875%
HK$160,714
−HK$4,258/mo
Today · 4.125%
HK$164,972
baseline
▲ 0.50% · 4.625%
HK$173,668
+HK$8,696/mo
Deposit HK$13.22M · loan HK$30.85M · min. income ≈ HK$329,944/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,873,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,887
−HK$11,343/mo
▼ 0.25% · 3.875%
HK$186,513
−HK$5,717/mo
Today · 4.125%
HK$192,230
baseline
▲ 0.50% · 4.625%
HK$203,927
+HK$11,697/mo
Deposit HK$4.41M · loan HK$39.66M · min. income ≈ HK$384,460/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,873,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,235
−HK$10,872/mo
▼ 0.25% · 3.875%
HK$206,632
−HK$5,475/mo
Today · 4.125%
HK$212,107
baseline
▲ 0.50% · 4.625%
HK$223,287
+HK$11,180/mo
Deposit HK$4.41M · loan HK$39.66M · min. income ≈ HK$424,214/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,873,009 · Scale 2, in force from 26 Feb 2026)