LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,049
−HK$631/mo
▼ 0.25% · 3.875%
HK$10,362
−HK$318/mo
Today · 4.125%
HK$10,680
baseline
▲ 0.50% · 4.625%
HK$11,329
+HK$649/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$21,360/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,180
−HK$604/mo
▼ 0.25% · 3.875%
HK$11,480
−HK$304/mo
Today · 4.125%
HK$11,784
baseline
▲ 0.50% · 4.625%
HK$12,405
+HK$621/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$23,568/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,059
−HK$757/mo
▼ 0.25% · 3.875%
HK$12,434
−HK$382/mo
Today · 4.125%
HK$12,816
baseline
▲ 0.50% · 4.625%
HK$13,595
+HK$779/mo
Deposit HK$1.76M · loan HK$2.64M · min. income ≈ HK$25,632/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,416
−HK$725/mo
▼ 0.25% · 3.875%
HK$13,776
−HK$365/mo
Today · 4.125%
HK$14,141
baseline
▲ 0.50% · 4.625%
HK$14,886
+HK$745/mo
Deposit HK$1.76M · loan HK$2.64M · min. income ≈ HK$28,282/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,069
−HK$882/mo
▼ 0.25% · 3.875%
HK$14,507
−HK$444/mo
Today · 4.125%
HK$14,951
baseline
▲ 0.50% · 4.625%
HK$15,861
+HK$910/mo
Deposit HK$1.32M · loan HK$3.09M · min. income ≈ HK$29,902/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,652
−HK$845/mo
▼ 0.25% · 3.875%
HK$16,072
−HK$425/mo
Today · 4.125%
HK$16,497
baseline
▲ 0.50% · 4.625%
HK$17,367
+HK$870/mo
Deposit HK$1.32M · loan HK$3.09M · min. income ≈ HK$32,994/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,089
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,652
−HK$571/mo
Today · 4.125%
HK$19,223
baseline
▲ 0.50% · 4.625%
HK$20,393
+HK$1,170/mo
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$38,446/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,124
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,664
−HK$547/mo
Today · 4.125%
HK$21,211
baseline
▲ 0.50% · 4.625%
HK$22,329
+HK$1,118/mo
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$42,422/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,108 · Scale 2, in force from 26 Feb 2026)