LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,496
−HK$6,302/mo
▼ 0.25% · 3.875%
HK$103,622
−HK$3,176/mo
Today · 4.125%
HK$106,798
baseline
▲ 0.50% · 4.625%
HK$113,297
+HK$6,499/mo
Deposit HK$22.04M · loan HK$22.04M · min. income ≈ HK$213,596/mo (50% DSR)
Upfront cash ≈ HK$23.91M (deposit + AVD stamp duty HK$1,873,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,801
−HK$6,040/mo
▼ 0.25% · 3.875%
HK$114,800
−HK$3,041/mo
Today · 4.125%
HK$117,841
baseline
▲ 0.50% · 4.625%
HK$124,053
+HK$6,212/mo
Deposit HK$22.04M · loan HK$22.04M · min. income ≈ HK$235,682/mo (50% DSR)
Upfront cash ≈ HK$23.91M (deposit + AVD stamp duty HK$1,873,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,596
−HK$7,562/mo
▼ 0.25% · 3.875%
HK$124,347
−HK$3,811/mo
Today · 4.125%
HK$128,158
baseline
▲ 0.50% · 4.625%
HK$135,956
+HK$7,798/mo
Deposit HK$17.63M · loan HK$26.44M · min. income ≈ HK$256,316/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,873,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,161
−HK$7,249/mo
▼ 0.25% · 3.875%
HK$137,759
−HK$3,651/mo
Today · 4.125%
HK$141,410
baseline
▲ 0.50% · 4.625%
HK$148,864
+HK$7,454/mo
Deposit HK$17.63M · loan HK$26.44M · min. income ≈ HK$282,820/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,873,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,695
−HK$8,823/mo
▼ 0.25% · 3.875%
HK$145,071
−HK$4,447/mo
Today · 4.125%
HK$149,518
baseline
▲ 0.50% · 4.625%
HK$158,615
+HK$9,097/mo
Deposit HK$13.22M · loan HK$30.85M · min. income ≈ HK$299,036/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,873,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,522
−HK$8,456/mo
▼ 0.25% · 3.875%
HK$160,719
−HK$4,259/mo
Today · 4.125%
HK$164,978
baseline
▲ 0.50% · 4.625%
HK$173,674
+HK$8,696/mo
Deposit HK$13.22M · loan HK$30.85M · min. income ≈ HK$329,956/mo (50% DSR)
Upfront cash ≈ HK$15.09M (deposit + AVD stamp duty HK$1,873,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,893
−HK$11,344/mo
▼ 0.25% · 3.875%
HK$186,520
−HK$5,717/mo
Today · 4.125%
HK$192,237
baseline
▲ 0.50% · 4.625%
HK$203,934
+HK$11,697/mo
Deposit HK$4.41M · loan HK$39.67M · min. income ≈ HK$384,474/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,873,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,242
−HK$10,872/mo
▼ 0.25% · 3.875%
HK$206,639
−HK$5,475/mo
Today · 4.125%
HK$212,114
baseline
▲ 0.50% · 4.625%
HK$223,295
+HK$11,181/mo
Deposit HK$4.41M · loan HK$39.67M · min. income ≈ HK$424,228/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,873,076 · Scale 2, in force from 26 Feb 2026)