LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,499
−HK$6,303/mo
▼ 0.25% · 3.875%
HK$103,626
−HK$3,176/mo
Today · 4.125%
HK$106,802
baseline
▲ 0.50% · 4.625%
HK$113,300
+HK$6,498/mo
Deposit HK$22.04M · loan HK$22.04M · min. income ≈ HK$213,604/mo (50% DSR)
Upfront cash ≈ HK$23.91M (deposit + AVD stamp duty HK$1,873,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,805
−HK$6,040/mo
▼ 0.25% · 3.875%
HK$114,803
−HK$3,042/mo
Today · 4.125%
HK$117,845
baseline
▲ 0.50% · 4.625%
HK$124,057
+HK$6,212/mo
Deposit HK$22.04M · loan HK$22.04M · min. income ≈ HK$235,690/mo (50% DSR)
Upfront cash ≈ HK$23.91M (deposit + AVD stamp duty HK$1,873,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,599
−HK$7,563/mo
▼ 0.25% · 3.875%
HK$124,351
−HK$3,811/mo
Today · 4.125%
HK$128,162
baseline
▲ 0.50% · 4.625%
HK$135,960
+HK$7,798/mo
Deposit HK$17.63M · loan HK$26.44M · min. income ≈ HK$256,324/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,873,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,166
−HK$7,248/mo
▼ 0.25% · 3.875%
HK$137,764
−HK$3,650/mo
Today · 4.125%
HK$141,414
baseline
▲ 0.50% · 4.625%
HK$148,868
+HK$7,454/mo
Deposit HK$17.63M · loan HK$26.44M · min. income ≈ HK$282,828/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,873,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,699
−HK$8,823/mo
▼ 0.25% · 3.875%
HK$145,076
−HK$4,446/mo
Today · 4.125%
HK$149,522
baseline
▲ 0.50% · 4.625%
HK$158,620
+HK$9,098/mo
Deposit HK$13.22M · loan HK$30.85M · min. income ≈ HK$299,044/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,873,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,527
−HK$8,456/mo
▼ 0.25% · 3.875%
HK$160,724
−HK$4,259/mo
Today · 4.125%
HK$164,983
baseline
▲ 0.50% · 4.625%
HK$173,680
+HK$8,697/mo
Deposit HK$13.22M · loan HK$30.85M · min. income ≈ HK$329,966/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,873,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,899
−HK$11,344/mo
▼ 0.25% · 3.875%
HK$186,526
−HK$5,717/mo
Today · 4.125%
HK$192,243
baseline
▲ 0.50% · 4.625%
HK$203,941
+HK$11,698/mo
Deposit HK$4.41M · loan HK$39.67M · min. income ≈ HK$384,486/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,873,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,248
−HK$10,873/mo
▼ 0.25% · 3.875%
HK$206,646
−HK$5,475/mo
Today · 4.125%
HK$212,121
baseline
▲ 0.50% · 4.625%
HK$223,302
+HK$11,181/mo
Deposit HK$4.41M · loan HK$39.67M · min. income ≈ HK$424,242/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,873,135 · Scale 2, in force from 26 Feb 2026)