LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,507
−HK$6,303/mo
▼ 0.25% · 3.875%
HK$103,634
−HK$3,176/mo
Today · 4.125%
HK$106,810
baseline
▲ 0.50% · 4.625%
HK$113,309
+HK$6,499/mo
Deposit HK$22.04M · loan HK$22.04M · min. income ≈ HK$213,620/mo (50% DSR)
Upfront cash ≈ HK$23.91M (deposit + AVD stamp duty HK$1,873,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,813
−HK$6,041/mo
▼ 0.25% · 3.875%
HK$114,812
−HK$3,042/mo
Today · 4.125%
HK$117,854
baseline
▲ 0.50% · 4.625%
HK$124,067
+HK$6,213/mo
Deposit HK$22.04M · loan HK$22.04M · min. income ≈ HK$235,708/mo (50% DSR)
Upfront cash ≈ HK$23.91M (deposit + AVD stamp duty HK$1,873,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,609
−HK$7,563/mo
▼ 0.25% · 3.875%
HK$124,360
−HK$3,812/mo
Today · 4.125%
HK$128,172
baseline
▲ 0.50% · 4.625%
HK$135,971
+HK$7,799/mo
Deposit HK$17.63M · loan HK$26.45M · min. income ≈ HK$256,344/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,873,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,176
−HK$7,249/mo
▼ 0.25% · 3.875%
HK$137,775
−HK$3,650/mo
Today · 4.125%
HK$141,425
baseline
▲ 0.50% · 4.625%
HK$148,880
+HK$7,455/mo
Deposit HK$17.63M · loan HK$26.45M · min. income ≈ HK$282,850/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,873,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,710
−HK$8,824/mo
▼ 0.25% · 3.875%
HK$145,087
−HK$4,447/mo
Today · 4.125%
HK$149,534
baseline
▲ 0.50% · 4.625%
HK$158,633
+HK$9,099/mo
Deposit HK$13.22M · loan HK$30.85M · min. income ≈ HK$299,068/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,873,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,539
−HK$8,457/mo
▼ 0.25% · 3.875%
HK$160,737
−HK$4,259/mo
Today · 4.125%
HK$164,996
baseline
▲ 0.50% · 4.625%
HK$173,693
+HK$8,697/mo
Deposit HK$13.22M · loan HK$30.85M · min. income ≈ HK$329,992/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,873,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,913
−HK$11,345/mo
▼ 0.25% · 3.875%
HK$186,541
−HK$5,717/mo
Today · 4.125%
HK$192,258
baseline
▲ 0.50% · 4.625%
HK$203,957
+HK$11,699/mo
Deposit HK$4.41M · loan HK$39.67M · min. income ≈ HK$384,516/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,873,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,264
−HK$10,874/mo
▼ 0.25% · 3.875%
HK$206,662
−HK$5,476/mo
Today · 4.125%
HK$212,138
baseline
▲ 0.50% · 4.625%
HK$223,320
+HK$11,182/mo
Deposit HK$4.41M · loan HK$39.67M · min. income ≈ HK$424,276/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,873,282 · Scale 2, in force from 26 Feb 2026)