LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,051
−HK$630/mo
▼ 0.25% · 3.875%
HK$10,364
−HK$317/mo
Today · 4.125%
HK$10,681
baseline
▲ 0.50% · 4.625%
HK$11,331
+HK$650/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$21,362/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,182
−HK$604/mo
▼ 0.25% · 3.875%
HK$11,482
−HK$304/mo
Today · 4.125%
HK$11,786
baseline
▲ 0.50% · 4.625%
HK$12,407
+HK$621/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$23,572/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,061
−HK$757/mo
▼ 0.25% · 3.875%
HK$12,437
−HK$381/mo
Today · 4.125%
HK$12,818
baseline
▲ 0.50% · 4.625%
HK$13,598
+HK$780/mo
Deposit HK$1.76M · loan HK$2.64M · min. income ≈ HK$25,636/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,418
−HK$725/mo
▼ 0.25% · 3.875%
HK$13,778
−HK$365/mo
Today · 4.125%
HK$14,143
baseline
▲ 0.50% · 4.625%
HK$14,889
+HK$746/mo
Deposit HK$1.76M · loan HK$2.64M · min. income ≈ HK$28,286/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,072
−HK$882/mo
▼ 0.25% · 3.875%
HK$14,509
−HK$445/mo
Today · 4.125%
HK$14,954
baseline
▲ 0.50% · 4.625%
HK$15,864
+HK$910/mo
Deposit HK$1.32M · loan HK$3.09M · min. income ≈ HK$29,908/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,654
−HK$846/mo
▼ 0.25% · 3.875%
HK$16,074
−HK$426/mo
Today · 4.125%
HK$16,500
baseline
▲ 0.50% · 4.625%
HK$17,370
+HK$870/mo
Deposit HK$1.32M · loan HK$3.09M · min. income ≈ HK$33,000/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,092
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$18,655
−HK$572/mo
Today · 4.125%
HK$19,227
baseline
▲ 0.50% · 4.625%
HK$20,396
+HK$1,169/mo
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$38,454/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,127
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$20,667
−HK$548/mo
Today · 4.125%
HK$21,215
baseline
▲ 0.50% · 4.625%
HK$22,333
+HK$1,118/mo
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$42,430/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,119 · Scale 2, in force from 26 Feb 2026)