LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,053
−HK$630/mo
▼ 0.25% · 3.875%
HK$10,365
−HK$318/mo
Today · 4.125%
HK$10,683
baseline
▲ 0.50% · 4.625%
HK$11,333
+HK$650/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$21,366/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,183
−HK$605/mo
▼ 0.25% · 3.875%
HK$11,483
−HK$305/mo
Today · 4.125%
HK$11,788
baseline
▲ 0.50% · 4.625%
HK$12,409
+HK$621/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$23,576/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,063
−HK$757/mo
▼ 0.25% · 3.875%
HK$12,438
−HK$382/mo
Today · 4.125%
HK$12,820
baseline
▲ 0.50% · 4.625%
HK$13,600
+HK$780/mo
Deposit HK$1.76M · loan HK$2.65M · min. income ≈ HK$25,640/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,420
−HK$725/mo
▼ 0.25% · 3.875%
HK$13,780
−HK$365/mo
Today · 4.125%
HK$14,145
baseline
▲ 0.50% · 4.625%
HK$14,891
+HK$746/mo
Deposit HK$1.76M · loan HK$2.65M · min. income ≈ HK$28,290/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,074
−HK$882/mo
▼ 0.25% · 3.875%
HK$14,511
−HK$445/mo
Today · 4.125%
HK$14,956
baseline
▲ 0.50% · 4.625%
HK$15,866
+HK$910/mo
Deposit HK$1.32M · loan HK$3.09M · min. income ≈ HK$29,912/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,657
−HK$846/mo
▼ 0.25% · 3.875%
HK$16,077
−HK$426/mo
Today · 4.125%
HK$16,503
baseline
▲ 0.50% · 4.625%
HK$17,373
+HK$870/mo
Deposit HK$1.32M · loan HK$3.09M · min. income ≈ HK$33,006/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,095
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,658
−HK$571/mo
Today · 4.125%
HK$19,229
baseline
▲ 0.50% · 4.625%
HK$20,400
+HK$1,171/mo
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$38,458/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,130
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$20,670
−HK$548/mo
Today · 4.125%
HK$21,218
baseline
▲ 0.50% · 4.625%
HK$22,336
+HK$1,118/mo
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$42,436/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,129 · Scale 2, in force from 26 Feb 2026)