LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,533
−HK$6,304/mo
▼ 0.25% · 3.875%
HK$103,660
−HK$3,177/mo
Today · 4.125%
HK$106,837
baseline
▲ 0.50% · 4.625%
HK$113,338
+HK$6,501/mo
Deposit HK$22.04M · loan HK$22.04M · min. income ≈ HK$213,674/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$1,873,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,842
−HK$6,042/mo
▼ 0.25% · 3.875%
HK$114,842
−HK$3,042/mo
Today · 4.125%
HK$117,884
baseline
▲ 0.50% · 4.625%
HK$124,098
+HK$6,214/mo
Deposit HK$22.04M · loan HK$22.04M · min. income ≈ HK$235,768/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$1,873,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,640
−HK$7,565/mo
▼ 0.25% · 3.875%
HK$124,392
−HK$3,813/mo
Today · 4.125%
HK$128,205
baseline
▲ 0.50% · 4.625%
HK$136,006
+HK$7,801/mo
Deposit HK$17.64M · loan HK$26.45M · min. income ≈ HK$256,410/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,873,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,210
−HK$7,251/mo
▼ 0.25% · 3.875%
HK$137,810
−HK$3,651/mo
Today · 4.125%
HK$141,461
baseline
▲ 0.50% · 4.625%
HK$148,918
+HK$7,457/mo
Deposit HK$17.64M · loan HK$26.45M · min. income ≈ HK$282,922/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,873,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,746
−HK$8,826/mo
▼ 0.25% · 3.875%
HK$145,124
−HK$4,448/mo
Today · 4.125%
HK$149,572
baseline
▲ 0.50% · 4.625%
HK$158,673
+HK$9,101/mo
Deposit HK$13.23M · loan HK$30.86M · min. income ≈ HK$299,144/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,873,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,579
−HK$8,459/mo
▼ 0.25% · 3.875%
HK$160,778
−HK$4,260/mo
Today · 4.125%
HK$165,038
baseline
▲ 0.50% · 4.625%
HK$173,738
+HK$8,700/mo
Deposit HK$13.23M · loan HK$30.86M · min. income ≈ HK$330,076/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,873,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,960
−HK$11,347/mo
▼ 0.25% · 3.875%
HK$186,588
−HK$5,719/mo
Today · 4.125%
HK$192,307
baseline
▲ 0.50% · 4.625%
HK$204,009
+HK$11,702/mo
Deposit HK$4.41M · loan HK$39.68M · min. income ≈ HK$384,614/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,873,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,316
−HK$10,876/mo
▼ 0.25% · 3.875%
HK$206,715
−HK$5,477/mo
Today · 4.125%
HK$212,192
baseline
▲ 0.50% · 4.625%
HK$223,377
+HK$11,185/mo
Deposit HK$4.41M · loan HK$39.68M · min. income ≈ HK$424,384/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,873,761 · Scale 2, in force from 26 Feb 2026)