LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,053
−HK$631/mo
▼ 0.25% · 3.875%
HK$10,366
−HK$318/mo
Today · 4.125%
HK$10,684
baseline
▲ 0.50% · 4.625%
HK$11,334
+HK$650/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$21,368/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,184
−HK$604/mo
▼ 0.25% · 3.875%
HK$11,484
−HK$304/mo
Today · 4.125%
HK$11,788
baseline
▲ 0.50% · 4.625%
HK$12,410
+HK$622/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$23,576/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,064
−HK$757/mo
▼ 0.25% · 3.875%
HK$12,439
−HK$382/mo
Today · 4.125%
HK$12,821
baseline
▲ 0.50% · 4.625%
HK$13,601
+HK$780/mo
Deposit HK$1.76M · loan HK$2.65M · min. income ≈ HK$25,642/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,421
−HK$725/mo
▼ 0.25% · 3.875%
HK$13,781
−HK$365/mo
Today · 4.125%
HK$14,146
baseline
▲ 0.50% · 4.625%
HK$14,892
+HK$746/mo
Deposit HK$1.76M · loan HK$2.65M · min. income ≈ HK$28,292/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,075
−HK$882/mo
▼ 0.25% · 3.875%
HK$14,512
−HK$445/mo
Today · 4.125%
HK$14,957
baseline
▲ 0.50% · 4.625%
HK$15,867
+HK$910/mo
Deposit HK$1.32M · loan HK$3.09M · min. income ≈ HK$29,914/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,658
−HK$846/mo
▼ 0.25% · 3.875%
HK$16,078
−HK$426/mo
Today · 4.125%
HK$16,504
baseline
▲ 0.50% · 4.625%
HK$17,374
+HK$870/mo
Deposit HK$1.32M · loan HK$3.09M · min. income ≈ HK$33,008/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,096
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$18,659
−HK$572/mo
Today · 4.125%
HK$19,231
baseline
▲ 0.50% · 4.625%
HK$20,401
+HK$1,170/mo
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$38,462/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,132
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,672
−HK$547/mo
Today · 4.125%
HK$21,219
baseline
▲ 0.50% · 4.625%
HK$22,338
+HK$1,119/mo
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$42,438/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,134 · Scale 2, in force from 26 Feb 2026)