LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,539
−HK$6,305/mo
▼ 0.25% · 3.875%
HK$103,667
−HK$3,177/mo
Today · 4.125%
HK$106,844
baseline
▲ 0.50% · 4.625%
HK$113,345
+HK$6,501/mo
Deposit HK$22.05M · loan HK$22.05M · min. income ≈ HK$213,688/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$1,873,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,849
−HK$6,043/mo
▼ 0.25% · 3.875%
HK$114,849
−HK$3,043/mo
Today · 4.125%
HK$117,892
baseline
▲ 0.50% · 4.625%
HK$124,106
+HK$6,214/mo
Deposit HK$22.05M · loan HK$22.05M · min. income ≈ HK$235,784/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$1,873,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,647
−HK$7,566/mo
▼ 0.25% · 3.875%
HK$124,400
−HK$3,813/mo
Today · 4.125%
HK$128,213
baseline
▲ 0.50% · 4.625%
HK$136,014
+HK$7,801/mo
Deposit HK$17.64M · loan HK$26.45M · min. income ≈ HK$256,426/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,873,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,219
−HK$7,251/mo
▼ 0.25% · 3.875%
HK$137,819
−HK$3,651/mo
Today · 4.125%
HK$141,470
baseline
▲ 0.50% · 4.625%
HK$148,927
+HK$7,457/mo
Deposit HK$17.64M · loan HK$26.45M · min. income ≈ HK$282,940/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,873,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,755
−HK$8,827/mo
▼ 0.25% · 3.875%
HK$145,133
−HK$4,449/mo
Today · 4.125%
HK$149,582
baseline
▲ 0.50% · 4.625%
HK$158,683
+HK$9,101/mo
Deposit HK$13.23M · loan HK$30.86M · min. income ≈ HK$299,164/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,873,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,589
−HK$8,460/mo
▼ 0.25% · 3.875%
HK$160,788
−HK$4,261/mo
Today · 4.125%
HK$165,049
baseline
▲ 0.50% · 4.625%
HK$173,749
+HK$8,700/mo
Deposit HK$13.23M · loan HK$30.86M · min. income ≈ HK$330,098/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,873,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,971
−HK$11,348/mo
▼ 0.25% · 3.875%
HK$186,600
−HK$5,719/mo
Today · 4.125%
HK$192,319
baseline
▲ 0.50% · 4.625%
HK$204,022
+HK$11,703/mo
Deposit HK$4.41M · loan HK$39.68M · min. income ≈ HK$384,638/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,873,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,328
−HK$10,877/mo
▼ 0.25% · 3.875%
HK$206,728
−HK$5,477/mo
Today · 4.125%
HK$212,205
baseline
▲ 0.50% · 4.625%
HK$223,391
+HK$11,186/mo
Deposit HK$4.41M · loan HK$39.68M · min. income ≈ HK$424,410/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,873,879 · Scale 2, in force from 26 Feb 2026)