LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,545
−HK$6,305/mo
▼ 0.25% · 3.875%
HK$103,673
−HK$3,177/mo
Today · 4.125%
HK$106,850
baseline
▲ 0.50% · 4.625%
HK$113,352
+HK$6,502/mo
Deposit HK$22.05M · loan HK$22.05M · min. income ≈ HK$213,700/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$1,873,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,855
−HK$6,044/mo
▼ 0.25% · 3.875%
HK$114,855
−HK$3,044/mo
Today · 4.125%
HK$117,899
baseline
▲ 0.50% · 4.625%
HK$124,113
+HK$6,214/mo
Deposit HK$22.05M · loan HK$22.05M · min. income ≈ HK$235,798/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$1,873,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,654
−HK$7,566/mo
▼ 0.25% · 3.875%
HK$124,407
−HK$3,813/mo
Today · 4.125%
HK$128,220
baseline
▲ 0.50% · 4.625%
HK$136,022
+HK$7,802/mo
Deposit HK$17.64M · loan HK$26.46M · min. income ≈ HK$256,440/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,873,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,226
−HK$7,252/mo
▼ 0.25% · 3.875%
HK$137,826
−HK$3,652/mo
Today · 4.125%
HK$141,478
baseline
▲ 0.50% · 4.625%
HK$148,936
+HK$7,458/mo
Deposit HK$17.64M · loan HK$26.46M · min. income ≈ HK$282,956/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,873,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,763
−HK$8,827/mo
▼ 0.25% · 3.875%
HK$145,142
−HK$4,448/mo
Today · 4.125%
HK$149,590
baseline
▲ 0.50% · 4.625%
HK$158,692
+HK$9,102/mo
Deposit HK$13.23M · loan HK$30.87M · min. income ≈ HK$299,180/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,873,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,598
−HK$8,460/mo
▼ 0.25% · 3.875%
HK$160,797
−HK$4,261/mo
Today · 4.125%
HK$165,058
baseline
▲ 0.50% · 4.625%
HK$173,758
+HK$8,700/mo
Deposit HK$13.23M · loan HK$30.87M · min. income ≈ HK$330,116/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,873,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,981
−HK$11,349/mo
▼ 0.25% · 3.875%
HK$186,611
−HK$5,719/mo
Today · 4.125%
HK$192,330
baseline
▲ 0.50% · 4.625%
HK$204,033
+HK$11,703/mo
Deposit HK$4.41M · loan HK$39.68M · min. income ≈ HK$384,660/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,873,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,340
−HK$10,877/mo
▼ 0.25% · 3.875%
HK$206,739
−HK$5,478/mo
Today · 4.125%
HK$212,217
baseline
▲ 0.50% · 4.625%
HK$223,404
+HK$11,187/mo
Deposit HK$4.41M · loan HK$39.68M · min. income ≈ HK$424,434/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,873,985 · Scale 2, in force from 26 Feb 2026)