LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,548
−HK$6,306/mo
▼ 0.25% · 3.875%
HK$103,676
−HK$3,178/mo
Today · 4.125%
HK$106,854
baseline
▲ 0.50% · 4.625%
HK$113,355
+HK$6,501/mo
Deposit HK$22.05M · loan HK$22.05M · min. income ≈ HK$213,708/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$1,874,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,859
−HK$6,043/mo
▼ 0.25% · 3.875%
HK$114,859
−HK$3,043/mo
Today · 4.125%
HK$117,902
baseline
▲ 0.50% · 4.625%
HK$124,117
+HK$6,215/mo
Deposit HK$22.05M · loan HK$22.05M · min. income ≈ HK$235,804/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$1,874,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,658
−HK$7,566/mo
▼ 0.25% · 3.875%
HK$124,411
−HK$3,813/mo
Today · 4.125%
HK$128,224
baseline
▲ 0.50% · 4.625%
HK$136,026
+HK$7,802/mo
Deposit HK$17.64M · loan HK$26.46M · min. income ≈ HK$256,448/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,874,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,231
−HK$7,252/mo
▼ 0.25% · 3.875%
HK$137,831
−HK$3,652/mo
Today · 4.125%
HK$141,483
baseline
▲ 0.50% · 4.625%
HK$148,941
+HK$7,458/mo
Deposit HK$17.64M · loan HK$26.46M · min. income ≈ HK$282,966/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,874,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,768
−HK$8,827/mo
▼ 0.25% · 3.875%
HK$145,146
−HK$4,449/mo
Today · 4.125%
HK$149,595
baseline
▲ 0.50% · 4.625%
HK$158,698
+HK$9,103/mo
Deposit HK$13.23M · loan HK$30.87M · min. income ≈ HK$299,190/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,874,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,603
−HK$8,460/mo
▼ 0.25% · 3.875%
HK$160,803
−HK$4,260/mo
Today · 4.125%
HK$165,063
baseline
▲ 0.50% · 4.625%
HK$173,764
+HK$8,701/mo
Deposit HK$13.23M · loan HK$30.87M · min. income ≈ HK$330,126/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,874,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,987
−HK$11,349/mo
▼ 0.25% · 3.875%
HK$186,617
−HK$5,719/mo
Today · 4.125%
HK$192,336
baseline
▲ 0.50% · 4.625%
HK$204,040
+HK$11,704/mo
Deposit HK$4.41M · loan HK$39.69M · min. income ≈ HK$384,672/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,874,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,346
−HK$10,878/mo
▼ 0.25% · 3.875%
HK$206,746
−HK$5,478/mo
Today · 4.125%
HK$212,224
baseline
▲ 0.50% · 4.625%
HK$223,411
+HK$11,187/mo
Deposit HK$4.41M · loan HK$39.69M · min. income ≈ HK$424,448/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,874,046 · Scale 2, in force from 26 Feb 2026)