LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,549
−HK$6,305/mo
▼ 0.25% · 3.875%
HK$103,677
−HK$3,177/mo
Today · 4.125%
HK$106,854
baseline
▲ 0.50% · 4.625%
HK$113,356
+HK$6,502/mo
Deposit HK$22.05M · loan HK$22.05M · min. income ≈ HK$213,708/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$1,874,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,860
−HK$6,043/mo
▼ 0.25% · 3.875%
HK$114,860
−HK$3,043/mo
Today · 4.125%
HK$117,903
baseline
▲ 0.50% · 4.625%
HK$124,118
+HK$6,215/mo
Deposit HK$22.05M · loan HK$22.05M · min. income ≈ HK$235,806/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$1,874,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,659
−HK$7,566/mo
▼ 0.25% · 3.875%
HK$124,412
−HK$3,813/mo
Today · 4.125%
HK$128,225
baseline
▲ 0.50% · 4.625%
HK$136,027
+HK$7,802/mo
Deposit HK$17.64M · loan HK$26.46M · min. income ≈ HK$256,450/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,874,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,232
−HK$7,252/mo
▼ 0.25% · 3.875%
HK$137,832
−HK$3,652/mo
Today · 4.125%
HK$141,484
baseline
▲ 0.50% · 4.625%
HK$148,942
+HK$7,458/mo
Deposit HK$17.64M · loan HK$26.46M · min. income ≈ HK$282,968/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,874,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,769
−HK$8,827/mo
▼ 0.25% · 3.875%
HK$145,147
−HK$4,449/mo
Today · 4.125%
HK$149,596
baseline
▲ 0.50% · 4.625%
HK$158,699
+HK$9,103/mo
Deposit HK$13.23M · loan HK$30.87M · min. income ≈ HK$299,192/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,874,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,604
−HK$8,461/mo
▼ 0.25% · 3.875%
HK$160,804
−HK$4,261/mo
Today · 4.125%
HK$165,065
baseline
▲ 0.50% · 4.625%
HK$173,765
+HK$8,700/mo
Deposit HK$13.23M · loan HK$30.87M · min. income ≈ HK$330,130/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,874,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,988
−HK$11,350/mo
▼ 0.25% · 3.875%
HK$186,618
−HK$5,720/mo
Today · 4.125%
HK$192,338
baseline
▲ 0.50% · 4.625%
HK$204,041
+HK$11,703/mo
Deposit HK$4.41M · loan HK$39.69M · min. income ≈ HK$384,676/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,874,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,348
−HK$10,878/mo
▼ 0.25% · 3.875%
HK$206,748
−HK$5,478/mo
Today · 4.125%
HK$212,226
baseline
▲ 0.50% · 4.625%
HK$223,413
+HK$11,187/mo
Deposit HK$4.41M · loan HK$39.69M · min. income ≈ HK$424,452/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,874,059 · Scale 2, in force from 26 Feb 2026)