LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,055
−HK$630/mo
▼ 0.25% · 3.875%
HK$10,368
−HK$317/mo
Today · 4.125%
HK$10,685
baseline
▲ 0.50% · 4.625%
HK$11,336
+HK$651/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$21,370/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,186
−HK$604/mo
▼ 0.25% · 3.875%
HK$11,486
−HK$304/mo
Today · 4.125%
HK$11,790
baseline
▲ 0.50% · 4.625%
HK$12,412
+HK$622/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$23,580/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,066
−HK$757/mo
▼ 0.25% · 3.875%
HK$12,441
−HK$382/mo
Today · 4.125%
HK$12,823
baseline
▲ 0.50% · 4.625%
HK$13,603
+HK$780/mo
Deposit HK$1.76M · loan HK$2.65M · min. income ≈ HK$25,646/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,423
−HK$725/mo
▼ 0.25% · 3.875%
HK$13,783
−HK$365/mo
Today · 4.125%
HK$14,148
baseline
▲ 0.50% · 4.625%
HK$14,894
+HK$746/mo
Deposit HK$1.76M · loan HK$2.65M · min. income ≈ HK$28,296/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,077
−HK$883/mo
▼ 0.25% · 3.875%
HK$14,515
−HK$445/mo
Today · 4.125%
HK$14,960
baseline
▲ 0.50% · 4.625%
HK$15,870
+HK$910/mo
Deposit HK$1.32M · loan HK$3.09M · min. income ≈ HK$29,920/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,660
−HK$846/mo
▼ 0.25% · 3.875%
HK$16,080
−HK$426/mo
Today · 4.125%
HK$16,506
baseline
▲ 0.50% · 4.625%
HK$17,377
+HK$871/mo
Deposit HK$1.32M · loan HK$3.09M · min. income ≈ HK$33,012/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,099
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$18,662
−HK$572/mo
Today · 4.125%
HK$19,234
baseline
▲ 0.50% · 4.625%
HK$20,404
+HK$1,170/mo
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$38,468/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,135
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$20,675
−HK$548/mo
Today · 4.125%
HK$21,223
baseline
▲ 0.50% · 4.625%
HK$22,341
+HK$1,118/mo
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$42,446/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,144 · Scale 2, in force from 26 Feb 2026)