LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,556
−HK$6,306/mo
▼ 0.25% · 3.875%
HK$103,684
−HK$3,178/mo
Today · 4.125%
HK$106,862
baseline
▲ 0.50% · 4.625%
HK$113,364
+HK$6,502/mo
Deposit HK$22.05M · loan HK$22.05M · min. income ≈ HK$213,724/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$1,874,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,868
−HK$6,044/mo
▼ 0.25% · 3.875%
HK$114,868
−HK$3,044/mo
Today · 4.125%
HK$117,912
baseline
▲ 0.50% · 4.625%
HK$124,127
+HK$6,215/mo
Deposit HK$22.05M · loan HK$22.05M · min. income ≈ HK$235,824/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$1,874,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,667
−HK$7,567/mo
▼ 0.25% · 3.875%
HK$124,421
−HK$3,813/mo
Today · 4.125%
HK$128,234
baseline
▲ 0.50% · 4.625%
HK$136,037
+HK$7,803/mo
Deposit HK$17.64M · loan HK$26.46M · min. income ≈ HK$256,468/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,874,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,241
−HK$7,253/mo
▼ 0.25% · 3.875%
HK$137,842
−HK$3,652/mo
Today · 4.125%
HK$141,494
baseline
▲ 0.50% · 4.625%
HK$148,952
+HK$7,458/mo
Deposit HK$17.64M · loan HK$26.46M · min. income ≈ HK$282,988/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,874,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,779
−HK$8,828/mo
▼ 0.25% · 3.875%
HK$145,158
−HK$4,449/mo
Today · 4.125%
HK$149,607
baseline
▲ 0.50% · 4.625%
HK$158,710
+HK$9,103/mo
Deposit HK$13.23M · loan HK$30.87M · min. income ≈ HK$299,214/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,874,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,615
−HK$8,461/mo
▼ 0.25% · 3.875%
HK$160,815
−HK$4,261/mo
Today · 4.125%
HK$165,076
baseline
▲ 0.50% · 4.625%
HK$173,778
+HK$8,702/mo
Deposit HK$13.23M · loan HK$30.87M · min. income ≈ HK$330,152/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,874,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,001
−HK$11,351/mo
▼ 0.25% · 3.875%
HK$186,631
−HK$5,721/mo
Today · 4.125%
HK$192,352
baseline
▲ 0.50% · 4.625%
HK$204,056
+HK$11,704/mo
Deposit HK$4.41M · loan HK$39.69M · min. income ≈ HK$384,704/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,874,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,362
−HK$10,879/mo
▼ 0.25% · 3.875%
HK$206,762
−HK$5,479/mo
Today · 4.125%
HK$212,241
baseline
▲ 0.50% · 4.625%
HK$223,428
+HK$11,187/mo
Deposit HK$4.41M · loan HK$39.69M · min. income ≈ HK$424,482/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,874,193 · Scale 2, in force from 26 Feb 2026)