LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,559
−HK$6,306/mo
▼ 0.25% · 3.875%
HK$103,687
−HK$3,178/mo
Today · 4.125%
HK$106,865
baseline
▲ 0.50% · 4.625%
HK$113,368
+HK$6,503/mo
Deposit HK$22.05M · loan HK$22.05M · min. income ≈ HK$213,730/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$1,874,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,871
−HK$6,044/mo
▼ 0.25% · 3.875%
HK$114,871
−HK$3,044/mo
Today · 4.125%
HK$117,915
baseline
▲ 0.50% · 4.625%
HK$124,131
+HK$6,216/mo
Deposit HK$22.05M · loan HK$22.05M · min. income ≈ HK$235,830/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$1,874,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,671
−HK$7,567/mo
▼ 0.25% · 3.875%
HK$124,425
−HK$3,813/mo
Today · 4.125%
HK$128,238
baseline
▲ 0.50% · 4.625%
HK$136,041
+HK$7,803/mo
Deposit HK$17.64M · loan HK$26.46M · min. income ≈ HK$256,476/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,874,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,245
−HK$7,253/mo
▼ 0.25% · 3.875%
HK$137,846
−HK$3,652/mo
Today · 4.125%
HK$141,498
baseline
▲ 0.50% · 4.625%
HK$148,957
+HK$7,459/mo
Deposit HK$17.64M · loan HK$26.46M · min. income ≈ HK$282,996/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,874,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,783
−HK$8,828/mo
▼ 0.25% · 3.875%
HK$145,162
−HK$4,449/mo
Today · 4.125%
HK$149,611
baseline
▲ 0.50% · 4.625%
HK$158,715
+HK$9,104/mo
Deposit HK$13.23M · loan HK$30.87M · min. income ≈ HK$299,222/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,874,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,620
−HK$8,461/mo
▼ 0.25% · 3.875%
HK$160,820
−HK$4,261/mo
Today · 4.125%
HK$165,081
baseline
▲ 0.50% · 4.625%
HK$173,783
+HK$8,702/mo
Deposit HK$13.23M · loan HK$30.87M · min. income ≈ HK$330,162/mo (50% DSR)
Upfront cash ≈ HK$15.10M (deposit + AVD stamp duty HK$1,874,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,007
−HK$11,350/mo
▼ 0.25% · 3.875%
HK$186,637
−HK$5,720/mo
Today · 4.125%
HK$192,357
baseline
▲ 0.50% · 4.625%
HK$204,062
+HK$11,705/mo
Deposit HK$4.41M · loan HK$39.69M · min. income ≈ HK$384,714/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,874,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,368
−HK$10,879/mo
▼ 0.25% · 3.875%
HK$206,769
−HK$5,478/mo
Today · 4.125%
HK$212,247
baseline
▲ 0.50% · 4.625%
HK$223,435
+HK$11,188/mo
Deposit HK$4.41M · loan HK$39.69M · min. income ≈ HK$424,494/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$1,874,248 · Scale 2, in force from 26 Feb 2026)