LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,577
−HK$6,307/mo
▼ 0.25% · 3.875%
HK$103,705
−HK$3,179/mo
Today · 4.125%
HK$106,884
baseline
▲ 0.50% · 4.625%
HK$113,387
+HK$6,503/mo
Deposit HK$22.05M · loan HK$22.05M · min. income ≈ HK$213,768/mo (50% DSR)
Upfront cash ≈ HK$23.93M (deposit + AVD stamp duty HK$1,874,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,891
−HK$6,045/mo
▼ 0.25% · 3.875%
HK$114,891
−HK$3,045/mo
Today · 4.125%
HK$117,936
baseline
▲ 0.50% · 4.625%
HK$124,152
+HK$6,216/mo
Deposit HK$22.05M · loan HK$22.05M · min. income ≈ HK$235,872/mo (50% DSR)
Upfront cash ≈ HK$23.93M (deposit + AVD stamp duty HK$1,874,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,692
−HK$7,569/mo
▼ 0.25% · 3.875%
HK$124,446
−HK$3,815/mo
Today · 4.125%
HK$128,261
baseline
▲ 0.50% · 4.625%
HK$136,065
+HK$7,804/mo
Deposit HK$17.64M · loan HK$26.46M · min. income ≈ HK$256,522/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,874,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,269
−HK$7,254/mo
▼ 0.25% · 3.875%
HK$137,870
−HK$3,653/mo
Today · 4.125%
HK$141,523
baseline
▲ 0.50% · 4.625%
HK$148,983
+HK$7,460/mo
Deposit HK$17.64M · loan HK$26.46M · min. income ≈ HK$283,046/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,874,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,807
−HK$8,830/mo
▼ 0.25% · 3.875%
HK$145,187
−HK$4,450/mo
Today · 4.125%
HK$149,637
baseline
▲ 0.50% · 4.625%
HK$158,742
+HK$9,105/mo
Deposit HK$13.23M · loan HK$30.88M · min. income ≈ HK$299,274/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,874,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,647
−HK$8,463/mo
▼ 0.25% · 3.875%
HK$160,848
−HK$4,262/mo
Today · 4.125%
HK$165,110
baseline
▲ 0.50% · 4.625%
HK$173,813
+HK$8,703/mo
Deposit HK$13.23M · loan HK$30.88M · min. income ≈ HK$330,220/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,874,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,038
−HK$11,353/mo
▼ 0.25% · 3.875%
HK$186,669
−HK$5,722/mo
Today · 4.125%
HK$192,391
baseline
▲ 0.50% · 4.625%
HK$204,097
+HK$11,706/mo
Deposit HK$4.41M · loan HK$39.70M · min. income ≈ HK$384,782/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,874,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,403
−HK$10,881/mo
▼ 0.25% · 3.875%
HK$206,805
−HK$5,479/mo
Today · 4.125%
HK$212,284
baseline
▲ 0.50% · 4.625%
HK$223,474
+HK$11,190/mo
Deposit HK$4.41M · loan HK$39.70M · min. income ≈ HK$424,568/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,874,575 · Scale 2, in force from 26 Feb 2026)