LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,590
−HK$6,308/mo
▼ 0.25% · 3.875%
HK$103,719
−HK$3,179/mo
Today · 4.125%
HK$106,898
baseline
▲ 0.50% · 4.625%
HK$113,402
+HK$6,504/mo
Deposit HK$22.06M · loan HK$22.06M · min. income ≈ HK$213,796/mo (50% DSR)
Upfront cash ≈ HK$23.93M (deposit + AVD stamp duty HK$1,874,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,905
−HK$6,046/mo
▼ 0.25% · 3.875%
HK$114,906
−HK$3,045/mo
Today · 4.125%
HK$117,951
baseline
▲ 0.50% · 4.625%
HK$124,168
+HK$6,217/mo
Deposit HK$22.06M · loan HK$22.06M · min. income ≈ HK$235,902/mo (50% DSR)
Upfront cash ≈ HK$23.93M (deposit + AVD stamp duty HK$1,874,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,708
−HK$7,569/mo
▼ 0.25% · 3.875%
HK$124,462
−HK$3,815/mo
Today · 4.125%
HK$128,277
baseline
▲ 0.50% · 4.625%
HK$136,082
+HK$7,805/mo
Deposit HK$17.65M · loan HK$26.47M · min. income ≈ HK$256,554/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,874,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,286
−HK$7,255/mo
▼ 0.25% · 3.875%
HK$137,887
−HK$3,654/mo
Today · 4.125%
HK$141,541
baseline
▲ 0.50% · 4.625%
HK$149,002
+HK$7,461/mo
Deposit HK$17.65M · loan HK$26.47M · min. income ≈ HK$283,082/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,874,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,826
−HK$8,831/mo
▼ 0.25% · 3.875%
HK$145,206
−HK$4,451/mo
Today · 4.125%
HK$149,657
baseline
▲ 0.50% · 4.625%
HK$158,763
+HK$9,106/mo
Deposit HK$13.23M · loan HK$30.88M · min. income ≈ HK$299,314/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,874,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,667
−HK$8,464/mo
▼ 0.25% · 3.875%
HK$160,869
−HK$4,262/mo
Today · 4.125%
HK$165,131
baseline
▲ 0.50% · 4.625%
HK$173,835
+HK$8,704/mo
Deposit HK$13.23M · loan HK$30.88M · min. income ≈ HK$330,262/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,874,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,061
−HK$11,355/mo
▼ 0.25% · 3.875%
HK$186,693
−HK$5,723/mo
Today · 4.125%
HK$192,416
baseline
▲ 0.50% · 4.625%
HK$204,124
+HK$11,708/mo
Deposit HK$4.41M · loan HK$39.70M · min. income ≈ HK$384,832/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,874,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,429
−HK$10,883/mo
▼ 0.25% · 3.875%
HK$206,831
−HK$5,481/mo
Today · 4.125%
HK$212,312
baseline
▲ 0.50% · 4.625%
HK$223,503
+HK$11,191/mo
Deposit HK$4.41M · loan HK$39.70M · min. income ≈ HK$424,624/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,874,816 · Scale 2, in force from 26 Feb 2026)