LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,591
−HK$6,308/mo
▼ 0.25% · 3.875%
HK$103,720
−HK$3,179/mo
Today · 4.125%
HK$106,899
baseline
▲ 0.50% · 4.625%
HK$113,404
+HK$6,505/mo
Deposit HK$22.06M · loan HK$22.06M · min. income ≈ HK$213,798/mo (50% DSR)
Upfront cash ≈ HK$23.93M (deposit + AVD stamp duty HK$1,874,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,907
−HK$6,046/mo
▼ 0.25% · 3.875%
HK$114,908
−HK$3,045/mo
Today · 4.125%
HK$117,953
baseline
▲ 0.50% · 4.625%
HK$124,170
+HK$6,217/mo
Deposit HK$22.06M · loan HK$22.06M · min. income ≈ HK$235,906/mo (50% DSR)
Upfront cash ≈ HK$23.93M (deposit + AVD stamp duty HK$1,874,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,709
−HK$7,570/mo
▼ 0.25% · 3.875%
HK$124,464
−HK$3,815/mo
Today · 4.125%
HK$128,279
baseline
▲ 0.50% · 4.625%
HK$136,085
+HK$7,806/mo
Deposit HK$17.65M · loan HK$26.47M · min. income ≈ HK$256,558/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,874,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,288
−HK$7,255/mo
▼ 0.25% · 3.875%
HK$137,890
−HK$3,653/mo
Today · 4.125%
HK$141,543
baseline
▲ 0.50% · 4.625%
HK$149,004
+HK$7,461/mo
Deposit HK$17.65M · loan HK$26.47M · min. income ≈ HK$283,086/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,874,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,828
−HK$8,831/mo
▼ 0.25% · 3.875%
HK$145,208
−HK$4,451/mo
Today · 4.125%
HK$149,659
baseline
▲ 0.50% · 4.625%
HK$158,765
+HK$9,106/mo
Deposit HK$13.23M · loan HK$30.88M · min. income ≈ HK$299,318/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,874,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,669
−HK$8,465/mo
▼ 0.25% · 3.875%
HK$160,871
−HK$4,263/mo
Today · 4.125%
HK$165,134
baseline
▲ 0.50% · 4.625%
HK$173,838
+HK$8,704/mo
Deposit HK$13.23M · loan HK$30.88M · min. income ≈ HK$330,268/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,874,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,064
−HK$11,355/mo
▼ 0.25% · 3.875%
HK$186,696
−HK$5,723/mo
Today · 4.125%
HK$192,419
baseline
▲ 0.50% · 4.625%
HK$204,127
+HK$11,708/mo
Deposit HK$4.41M · loan HK$39.70M · min. income ≈ HK$384,838/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,874,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,432
−HK$10,883/mo
▼ 0.25% · 3.875%
HK$206,834
−HK$5,481/mo
Today · 4.125%
HK$212,315
baseline
▲ 0.50% · 4.625%
HK$223,506
+HK$11,191/mo
Deposit HK$4.41M · loan HK$39.70M · min. income ≈ HK$424,630/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,874,846 · Scale 2, in force from 26 Feb 2026)