LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,596
−HK$6,309/mo
▼ 0.25% · 3.875%
HK$103,725
−HK$3,180/mo
Today · 4.125%
HK$106,905
baseline
▲ 0.50% · 4.625%
HK$113,410
+HK$6,505/mo
Deposit HK$22.06M · loan HK$22.06M · min. income ≈ HK$213,810/mo (50% DSR)
Upfront cash ≈ HK$23.93M (deposit + AVD stamp duty HK$1,874,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,912
−HK$6,047/mo
▼ 0.25% · 3.875%
HK$114,914
−HK$3,045/mo
Today · 4.125%
HK$117,959
baseline
▲ 0.50% · 4.625%
HK$124,176
+HK$6,217/mo
Deposit HK$22.06M · loan HK$22.06M · min. income ≈ HK$235,918/mo (50% DSR)
Upfront cash ≈ HK$23.93M (deposit + AVD stamp duty HK$1,874,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,716
−HK$7,570/mo
▼ 0.25% · 3.875%
HK$124,471
−HK$3,815/mo
Today · 4.125%
HK$128,286
baseline
▲ 0.50% · 4.625%
HK$136,091
+HK$7,805/mo
Deposit HK$17.65M · loan HK$26.47M · min. income ≈ HK$256,572/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,874,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,295
−HK$7,255/mo
▼ 0.25% · 3.875%
HK$137,897
−HK$3,653/mo
Today · 4.125%
HK$141,550
baseline
▲ 0.50% · 4.625%
HK$149,012
+HK$7,462/mo
Deposit HK$17.65M · loan HK$26.47M · min. income ≈ HK$283,100/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,874,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,835
−HK$8,831/mo
▼ 0.25% · 3.875%
HK$145,216
−HK$4,450/mo
Today · 4.125%
HK$149,666
baseline
▲ 0.50% · 4.625%
HK$158,773
+HK$9,107/mo
Deposit HK$13.23M · loan HK$30.88M · min. income ≈ HK$299,332/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,874,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,677
−HK$8,465/mo
▼ 0.25% · 3.875%
HK$160,879
−HK$4,263/mo
Today · 4.125%
HK$165,142
baseline
▲ 0.50% · 4.625%
HK$173,847
+HK$8,705/mo
Deposit HK$13.23M · loan HK$30.88M · min. income ≈ HK$330,284/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,874,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,073
−HK$11,355/mo
▼ 0.25% · 3.875%
HK$186,706
−HK$5,722/mo
Today · 4.125%
HK$192,428
baseline
▲ 0.50% · 4.625%
HK$204,137
+HK$11,709/mo
Deposit HK$4.41M · loan HK$39.70M · min. income ≈ HK$384,856/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,874,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,442
−HK$10,884/mo
▼ 0.25% · 3.875%
HK$206,845
−HK$5,481/mo
Today · 4.125%
HK$212,326
baseline
▲ 0.50% · 4.625%
HK$223,518
+HK$11,192/mo
Deposit HK$4.41M · loan HK$39.70M · min. income ≈ HK$424,652/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,874,941 · Scale 2, in force from 26 Feb 2026)