LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,060
−HK$631/mo
▼ 0.25% · 3.875%
HK$10,373
−HK$318/mo
Today · 4.125%
HK$10,691
baseline
▲ 0.50% · 4.625%
HK$11,341
+HK$650/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$21,382/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,192
−HK$604/mo
▼ 0.25% · 3.875%
HK$11,492
−HK$304/mo
Today · 4.125%
HK$11,796
baseline
▲ 0.50% · 4.625%
HK$12,418
+HK$622/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$23,592/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$66,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,072
−HK$757/mo
▼ 0.25% · 3.875%
HK$12,447
−HK$382/mo
Today · 4.125%
HK$12,829
baseline
▲ 0.50% · 4.625%
HK$13,610
+HK$781/mo
Deposit HK$1.76M · loan HK$2.65M · min. income ≈ HK$25,658/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,430
−HK$725/mo
▼ 0.25% · 3.875%
HK$13,790
−HK$365/mo
Today · 4.125%
HK$14,155
baseline
▲ 0.50% · 4.625%
HK$14,902
+HK$747/mo
Deposit HK$1.76M · loan HK$2.65M · min. income ≈ HK$28,310/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$66,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,084
−HK$883/mo
▼ 0.25% · 3.875%
HK$14,522
−HK$445/mo
Today · 4.125%
HK$14,967
baseline
▲ 0.50% · 4.625%
HK$15,878
+HK$911/mo
Deposit HK$1.32M · loan HK$3.09M · min. income ≈ HK$29,934/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,668
−HK$847/mo
▼ 0.25% · 3.875%
HK$16,088
−HK$427/mo
Today · 4.125%
HK$16,515
baseline
▲ 0.50% · 4.625%
HK$17,385
+HK$870/mo
Deposit HK$1.32M · loan HK$3.09M · min. income ≈ HK$33,030/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,108
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$18,671
−HK$572/mo
Today · 4.125%
HK$19,243
baseline
▲ 0.50% · 4.625%
HK$20,414
+HK$1,171/mo
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$38,486/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,145
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$20,685
−HK$548/mo
Today · 4.125%
HK$21,233
baseline
▲ 0.50% · 4.625%
HK$22,352
+HK$1,119/mo
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$42,466/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,177 · Scale 2, in force from 26 Feb 2026)