LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,606
−HK$6,309/mo
▼ 0.25% · 3.875%
HK$103,735
−HK$3,180/mo
Today · 4.125%
HK$106,915
baseline
▲ 0.50% · 4.625%
HK$113,420
+HK$6,505/mo
Deposit HK$22.06M · loan HK$22.06M · min. income ≈ HK$213,830/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$1,875,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,923
−HK$6,047/mo
▼ 0.25% · 3.875%
HK$114,925
−HK$3,045/mo
Today · 4.125%
HK$117,970
baseline
▲ 0.50% · 4.625%
HK$124,188
+HK$6,218/mo
Deposit HK$22.06M · loan HK$22.06M · min. income ≈ HK$235,940/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$1,875,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,727
−HK$7,571/mo
▼ 0.25% · 3.875%
HK$124,482
−HK$3,816/mo
Today · 4.125%
HK$128,298
baseline
▲ 0.50% · 4.625%
HK$136,104
+HK$7,806/mo
Deposit HK$17.65M · loan HK$26.47M · min. income ≈ HK$256,596/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,875,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,308
−HK$7,256/mo
▼ 0.25% · 3.875%
HK$137,910
−HK$3,654/mo
Today · 4.125%
HK$141,564
baseline
▲ 0.50% · 4.625%
HK$149,026
+HK$7,462/mo
Deposit HK$17.65M · loan HK$26.47M · min. income ≈ HK$283,128/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,875,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,848
−HK$8,833/mo
▼ 0.25% · 3.875%
HK$145,229
−HK$4,452/mo
Today · 4.125%
HK$149,681
baseline
▲ 0.50% · 4.625%
HK$158,788
+HK$9,107/mo
Deposit HK$13.24M · loan HK$30.88M · min. income ≈ HK$299,362/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,875,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,692
−HK$8,466/mo
▼ 0.25% · 3.875%
HK$160,895
−HK$4,263/mo
Today · 4.125%
HK$165,158
baseline
▲ 0.50% · 4.625%
HK$173,864
+HK$8,706/mo
Deposit HK$13.24M · loan HK$30.88M · min. income ≈ HK$330,316/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,875,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,091
−HK$11,356/mo
▼ 0.25% · 3.875%
HK$186,724
−HK$5,723/mo
Today · 4.125%
HK$192,447
baseline
▲ 0.50% · 4.625%
HK$204,157
+HK$11,710/mo
Deposit HK$4.41M · loan HK$39.71M · min. income ≈ HK$384,894/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,875,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,462
−HK$10,884/mo
▼ 0.25% · 3.875%
HK$206,865
−HK$5,481/mo
Today · 4.125%
HK$212,346
baseline
▲ 0.50% · 4.625%
HK$223,539
+HK$11,193/mo
Deposit HK$4.41M · loan HK$39.71M · min. income ≈ HK$424,692/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,875,119 · Scale 2, in force from 26 Feb 2026)