LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,609
−HK$6,309/mo
▼ 0.25% · 3.875%
HK$103,739
−HK$3,179/mo
Today · 4.125%
HK$106,918
baseline
▲ 0.50% · 4.625%
HK$113,424
+HK$6,506/mo
Deposit HK$22.06M · loan HK$22.06M · min. income ≈ HK$213,836/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$1,875,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,927
−HK$6,047/mo
▼ 0.25% · 3.875%
HK$114,929
−HK$3,045/mo
Today · 4.125%
HK$117,974
baseline
▲ 0.50% · 4.625%
HK$124,192
+HK$6,218/mo
Deposit HK$22.06M · loan HK$22.06M · min. income ≈ HK$235,948/mo (50% DSR)
Upfront cash ≈ HK$23.94M (deposit + AVD stamp duty HK$1,875,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,731
−HK$7,571/mo
▼ 0.25% · 3.875%
HK$124,486
−HK$3,816/mo
Today · 4.125%
HK$128,302
baseline
▲ 0.50% · 4.625%
HK$136,109
+HK$7,807/mo
Deposit HK$17.65M · loan HK$26.47M · min. income ≈ HK$256,604/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,875,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,312
−HK$7,256/mo
▼ 0.25% · 3.875%
HK$137,914
−HK$3,654/mo
Today · 4.125%
HK$141,568
baseline
▲ 0.50% · 4.625%
HK$149,031
+HK$7,463/mo
Deposit HK$17.65M · loan HK$26.47M · min. income ≈ HK$283,136/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,875,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,853
−HK$8,833/mo
▼ 0.25% · 3.875%
HK$145,234
−HK$4,452/mo
Today · 4.125%
HK$149,686
baseline
▲ 0.50% · 4.625%
HK$158,794
+HK$9,108/mo
Deposit HK$13.24M · loan HK$30.89M · min. income ≈ HK$299,372/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,875,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,697
−HK$8,466/mo
▼ 0.25% · 3.875%
HK$160,900
−HK$4,263/mo
Today · 4.125%
HK$165,163
baseline
▲ 0.50% · 4.625%
HK$173,869
+HK$8,706/mo
Deposit HK$13.24M · loan HK$30.89M · min. income ≈ HK$330,326/mo (50% DSR)
Upfront cash ≈ HK$15.11M (deposit + AVD stamp duty HK$1,875,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,097
−HK$11,356/mo
▼ 0.25% · 3.875%
HK$186,730
−HK$5,723/mo
Today · 4.125%
HK$192,453
baseline
▲ 0.50% · 4.625%
HK$204,163
+HK$11,710/mo
Deposit HK$4.41M · loan HK$39.71M · min. income ≈ HK$384,906/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,875,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,468
−HK$10,885/mo
▼ 0.25% · 3.875%
HK$206,871
−HK$5,482/mo
Today · 4.125%
HK$212,353
baseline
▲ 0.50% · 4.625%
HK$223,546
+HK$11,193/mo
Deposit HK$4.41M · loan HK$39.71M · min. income ≈ HK$424,706/mo (50% DSR)
Upfront cash ≈ HK$6.29M (deposit + AVD stamp duty HK$1,875,180 · Scale 2, in force from 26 Feb 2026)